Harford County property record for 811 E Broadway, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,298 sqft · built 1984 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,134 (Mar 1999) |
| Tax Bill | $4,225 (2026) |
| Deeds & Mortgages | Jan 2019 Second Mortgage Jun 2020 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-181642 |
| Primary APN | 03-181642 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,298 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,238 sqft (0.258 acres) |
| Garage Type | Mixed |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 150 sqft |
| Deck Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 181642 |
|---|---|
| Street Address | 811 E BROADWAY |
| City | BEL AIR |
| State | MD |
| Zip | 21014-3339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 56 11238 SF 811 E BROADWAY OAK RIDGE S2 P 49/57 |
| Legal Subdivision | OAKRIDGE 02 SEC 02 |
| Legal Lot Number | 56 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 303803 |
811 E Broadway is owned and occupied by two individuals who bought it in March 1999.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 811 E BROADWAY, BEL AIR, MD 21014-3339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABERDEEN PROVING GROUND FCU |
| Jun 5, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM FCU |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1999 · Amount on File |
| Deed Sale | Mar 2, 1999 · Amount on File |
| Prior Sale | Aug 14, 1984 · Amount on File |
| Deed Document Number | 19991838 |
| Deed Book / Page | 2952 / 123 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 811 E BROADWAY, BEL AIR, MD 21014-3339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0131090034 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 13109/0034 |
| Name | ABERDEEN PROVING GROUND FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Dec 19, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 811 E BROADWAY, BEL AIR, MD 21014-3339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | BROADVIEW TITLE |
| Name | Verified Name |
|---|
| Document Number | 0138930516 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 13893/516 |
| Name | FREEDOM FCU |
|---|---|
| Type | Credit Union |
| Address | BEL AIR, MD 21014 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 811 E BROADWAY, BEL AIR, MD 21014-3339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0138930497 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 13893/497 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 811 E BROADWAY, BEL AIR, MD 21014-3339 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | BROADVIEW TITLE |
| Name | Verified Name |
|---|
| Document Number | 0146760494 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 14676/494 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
The 2026 property tax bill for 811 E Broadway was $4,225 with a homeowner's exemption, up 7.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,225.00 (+7.81%) Homeowner's exemption | $387,733 | $402,400 Land $100,200 Building $302,200 |
| 2025 | $3,919.00 Homeowner's exemption | ||
| 2023 | $344,067 | $380,400 Land $100,200 Building $280,200 | |
| 2022 | $3,551.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 811 E Broadway in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 811 E Broadway is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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