Rusk County property record for 811 E 5th St N, Ladysmith, WI 54848
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jul 2024) |
| Tax Bill | $2,133 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Apr 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-03093-0000 |
| Primary APN | 246-03093-0000 |
|---|
| Lot Area | 15,682 sqft (0.36 acres) |
|---|
| Street Address | 811 E 5TH ST N |
|---|---|
| City | LADYSMITH |
| State | WI |
| Zip | 54848-1503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROSS SUB OF LOT 2 BLOCK 2 MENASHA WOODEN WARE COS 3RD ADDN LOT 16 & N 12 LOT 17 DOCUMENT # 371012 |
| Legal Range | 06W |
| Legal Township | 35N |
| Legal Section | 34 |
| Legal Subdivision | ROSS SUB |
| Legal Block | 2 |
| Legal Lot Number | 2-17 |
| Jurisdiction | RUSK WI |
| Township / Civil Division | LADYSMITH |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960500 |
Source: Rusk County records, as of February 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 811 E 5TH ST N, LADYSMITH, WI 54848-1503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU |
| Apr 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL SAV & LOAN |
| Jun 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU |
| Apr 26, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage HERITAGE CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2024 · Amount on Record |
| Deed Sale | Jul 24, 2024 · Amount on Record |
| Deed Document Number | 2024371012 |
| Prior Transfer Date | Apr 17, 2018 |
| Prior Transfer Doc | 000638/326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK WI |
| Property Address | 811 E 5TH ST N, LADYSMITH, WI 54848-1503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 642/832 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 642/832 |
| Instrument | 349309 |
| Name | HERITAGE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Aug 28, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK WI |
| Property Address | 811 E 5TH ST N, LADYSMITH, WI 54848-1503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 625/848 |
|---|---|
| Date | Apr 28, 2017 |
| Book Page | 625/848 |
| Instrument | 344486 |
| Name | LADYSMITH FEDERAL SAV & LOAN |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK WI |
| Property Address | 811 E 5TH ST N, LADYSMITH, WI 54848-1503 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 351966 |
|---|---|
| Date | Jun 20, 2019 |
| Instrument | 351966 |
| Name | HERITAGE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RUSK WI |
| Recording Date | Apr 26, 2018 |
| Property Address | 811 E 5TH ST N, LADYSMITH, WI 54848-1503 |
| Document Number | 000638/326 |
| Book / Page | 638 / 326 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 347978 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000347979 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 347979 |
| Name | HERITAGE CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Rusk County assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rusk County |
| Municipality | Ladysmith City |
| Unified School District | Ladysmith School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,133.00 (+29.51%) Homeowner's exemption | $78,000 (+1.69%) Land $10,400 Building $67,600 | $133,300 (+39.14%) |
| 2023 | $1,647.00 Homeowner's exemption | $76,700 Land $10,400 Building $66,300 | $95,800 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1994) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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