811 Carolina Dr, Tryon, NC 28782 Property Records

Polk County property record for 811 Carolina Dr, Tryon, NC 28782

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,775 sqft · built 1960
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (May 2019)
Tax Bill	$1,395 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T15-E3`

Property Details

APN / Parcel Number

Primary APN	`T15-E3`
Alternative APN	`56960`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,775 sqft Finished Area
Basement Area	1,456 sqft
Finished Basement	456 sqft
Unfinished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	60,113 sqft (1.38 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	56960
Street Address	811 CAROLINA DR
City	TRYON
State	NC
Zip	28782-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M
Legal Description	LOT # 69 GILLETTE WOODS, 1 LOT, 0G07H G-WOODS THOUSAND PINES
Legal Subdivision	G-WOODS THOUSAND PINES
Legal Lot Number	69
Jurisdiction	POLK NC
Township / Civil Division	TRYON
Census Block Group	1
Census Block	1030
Census Tract	920304

Owner

811 Carolina Dr is owned and occupied by an individual who bought it in May 2019.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	811 CAROLINA DR, TRYON, NC 28782-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
May 1, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage UNION HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2019 · Amount on File
Deed Sale	May 1, 2019 · Amount on File
Prior Sale	Jun 19, 2015 · Amount on File
Deed Book / Page	440 / 452
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	811 CAROLINA DR, TRYON, NC 28782-3607
Transaction Type	Mortgage
Record Updated	Jun 3, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	459/574
Date	May 11, 2021
Book Page	459/574

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 1, 2019
Property Address	811 CAROLINA DR, TRYON, NC 28782-3607
Document Number	000440/452
Book / Page	440 / 452
Instrument Date	Apr 1, 2019
Transaction Type	Transfer
Record Updated	Mar 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 CAROLINA DR, TRYON, NC 28782-3607

Mortgage

Document Number	000440/455
Date	May 1, 2019
Book Page	440/455

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 811 Carolina Dr was $1,395.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Tryon Town
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,395.00	$301,553 (-) Land $69,560 Building $231,993	$301,553 (-) Land $69,560 Building $231,993
2025	$1,395.00	$301,553 Land $69,560 Building $231,993	$301,553 Land $69,560 Building $231,993
2023	$877.00	$153,155 Land $40,560 Building $112,595
2021			$153,155 Land $40,560 Building $112,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 Carolina Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1984–2018)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Carolina Dr is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TRYON serves 5,494 people · EPA ID NC0175010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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