811 Baldwin Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 811 Baldwin Rd, West Jefferson, NC 28694

Property Summary

Property Type	Single Family Home
Details	2,859 sqft · built 1962
Lot Size	2.86 acres (124,582 sqft)
Owner	Individual Name on File
Last Sale	$219,500 (Dec 2018)
Tax Bill	$1,994 (2026)
Deeds & Mortgages	May 2020 Mortgage Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13192-019`

Property Details

APN / Parcel Number

Primary APN	`13192-019`
Alternative APNs	`132955570291` `103619`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Building Area	2,859 sqft Heated Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Lot Area	124,582 sqft (2.86 acres)

Location & Zoning

Account Number	103619
Old Parcel Number	13192019
Street Address	811 BALDWIN RD
City	WEST JEFFERSON
State	NC
Zip	28694-9163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.86 A ADJ WARD RAY OFF 194 (PAVED HWY)
Jurisdiction	ASHE NC
Township / Civil Division	OLD FIELDS
Census Block Group	1
Census Block	1025
Census Tract	970702

Owner

811 Baldwin Rd is owned and occupied by an individual who bought it in December 2018.

Source: Ashe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	811 BALDWIN RD, WEST JEFFERSON, NC 28694-9163
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Oct 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 12, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST BANK
Jan 24, 2018	Deed, Transfer
Jan 24, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2018 · Amount on File
Deed Sale	Dec 12, 2018 · Amount on File
Prior Sale	Jan 24, 2018 · Amount on File
Deed Document Number	20185443
Deed Book / Page	496 / 2251
Prior Transfer Date	Dec 11, 2018
Prior Transfer Doc	00496/2254
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	811 BALDWIN RD, WEST JEFFERSON, NC 28694-9163
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000512/350
Date	May 15, 2020
Book Page	512/350
Instrument	2086

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	811 BALDWIN RD, WEST JEFFERSON, NC 28694-9163
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000533/365
Date	Oct 5, 2021
Book Page	533/365
Instrument	5959

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Dec 12, 2018
Property Address	811 BALDWIN RD, WEST JEFFERSON, NC 28694-9163
Document Number	00496/2251
Book / Page	496 / 2251
Instrument Date	Dec 11, 2018
Instrument	5443
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 BALDWIN RD, WEST JEFFERSON, NC 28694-9163

Mortgage

Document Number	00496/2254
Date	Dec 12, 2018
Book Page	496/2254
Instrument	5444

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2050

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ASHE NC
Recording Date	Jan 24, 2018
Property Address	811 BALDWIN RD, WEST JEFFERSON, NC 28694-9163
Document Number	00487/2304
Book / Page	487 / 2304
Instrument Date	Jan 17, 2018
Instrument	000000000301
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 BEAVER CREEK SCHOOL RD, WEST JEFFERSON, NC 28694-7117

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ASHE NC
Recording Date	Jan 24, 2018
Property Address	811 BALDWIN RD, WEST JEFFERSON, NC 28694-9163
Document Number	0487/2304
Book / Page	0487 / 2304
Map Reference	MB 00460 PG 1197
Instrument Date	Jan 17, 2018
Instrument	00301
Transaction Type	Foreclosure
Record Updated	Jan 31, 2018

Transaction

Amount	Amount on Record
Tax	$258.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	676 BEAVER CREEK SCHOOL RD, WEST JEFFERSON, NC 28694-7117

Tax Assessment & Valuation

The 2026 property tax bill for 811 Baldwin Rd was $1,994, down 0.1% from the year before.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,994.00 (-0.05%)	$392,300 (-) Land $62,200 Building $330,100	$392,300 (-) Land $62,200 Building $330,100
2025	$1,995.00	$392,300 Land $62,200 Building $330,100	$392,300 Land $62,200 Building $330,100
2023	$1,918.00 (+28.04%)	$392,300 (+62.78%) Land $62,200 Building $330,100	$392,300 (+62.78%) Land $62,200 Building $330,100
2022	$1,498.00	$241,000 Land $43,600 Building $197,400	$241,000 Land $43,600 Building $197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 Baldwin Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Baldwin Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

4G LTE only, no 5G reported

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