811 Arbor Lake Dr, Crestview, FL 32536 Property Records

Okaloosa County property record for 811 Arbor Lake Dr, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,200 sqft · built 2009
Lot Size	0.019 acres (825 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (Jul 2019)
Tax Bill	$975 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-001-033-5827-1`

Property Details

APN / Parcel Number

Primary APN	`C56-001-033-5827-1`
Alternative APNs	`07-3N-23-1101-0000-0811` `23N307110100000811`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,200 sqft Living Area
Gross Area	1,250 sqft
1st Floor Area	600 sqft
Upper Floors Area	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	825 sqft (0.019 acres)
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	811 ARBOR LAKE DR
City	CRESTVIEW
State	FL
Zip	32536-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ARBOR LAKE PH I REPLAT LOT 811
Legal Range	23W
Legal Township	03N
Legal Section	07
Legal Subdivision	ARBOR LAKE PH I
Legal Phase	1
Legal Lot Number	811
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	2
Census Block	2005
Census Tract	20500

Owner

811 Arbor Lake Dr is owned and occupied by an individual who bought it in July 2019.

Source: Okaloosa County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	811 ARBOR LAKE DR, CRESTVIEW, FL 32536-1902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2019 · Amount on File
Deed Sale	Jul 3, 2019 · Amount on File
Prior Sale	Nov 5, 2012 · Amount on File
Deed Document Number	20193288869
Deed Book / Page	3407 / 1218
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 3, 2019
Property Address	811 ARBOR LAKE DR, CRESTVIEW, FL 32536-1902
Document Number	0034071218
Book / Page	3407 / 1218
Map Reference	MB 25 PG 96-102
Instrument Date	Jun 28, 2019
Instrument	3288869
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 FORT WARREN AVEA, 124, CHEYENNE, WY 82001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 ARBOR LAKE DR, CRESTVIEW, FL 32536-1902

Mortgage

Document Number	0034071220
Date	Jul 3, 2019
Instrument	3407-1220

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 811 Arbor Lake Dr was $975 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$975.00 Homeowner's exemption	$103,447	$141,379 Land $15,000 Building $126,379
2023	$907.00 (+4.49%) Homeowner's exemption	$97,604 (+3%)	$133,250 (+21.31%) Land $15,000 Building $118,250
2022	$868.00 Homeowner's exemption	$94,761	$109,841 Land $10,000 Building $99,841

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 Arbor Lake Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 811 Arbor Lake Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20