811 6th St, Ames, IA 50010 Property Records

Story County property record for 811 6th St, Ames, IA 50010

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,560 sqft · built 1910
Lot Size	0.192 acres (8,378 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (Sep 2026)
Tax Bill	$3,936 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-03-430-110`

Property Details

APN / Parcel Number

Primary APN	`09-03-430-110`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,560 sqft Total Area
1st Floor Area	855 sqft
Attic	Attic
Attic Area	228 sqft
Basement Area	1,091 sqft
Unfinished Basement	1,091 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,378 sqft (0.192 acres)
Lot Dimensions	142 ft deep x 59 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	811 6TH ST
City	AMES
State	IA
Zip	50010-5909
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	UCRM
Legal Description	CAIRNS SD (AMES) LOT:9 AMES
Legal Range	24W
Legal Township	83N
Legal Section	03
Legal Subdivision	CAIRNS SD
Legal Lot Number	9
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1027
Census Tract	900

Owner

811 6th St, a duplex, is owned and occupied by two individuals who bought it in September 2026.

Source: Story County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	811 6TH ST, AMES, IA 50010-5909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK
Nov 1, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Deed Document Number	20268417
Prior Transfer Date	Oct 2, 2019
Prior Transfer Doc	0201910363
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Sep 15, 2026
Property Address	811 6TH ST, AMES, IA 50010-5909
Document Number	0000008417
Instrument Date	Sep 4, 2026
Instrument	20268417
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,135.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 6TH ST, AMES, IA 50010-5909

Mortgage

Document Number	0000008418,
Date	Sep 15, 2026
Instrument	20268418

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	811 6TH ST, AMES, IA 50010-5909
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202103111
Date	Mar 12, 2021
Instrument	2021-03111

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	Nov 1, 2019
Property Address	811 6TH ST, AMES, IA 50010-5909
Document Number	0201910362
Instrument Date	Oct 2, 2019
Instrument	2019-10362
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	811 6TH ST, AMES, IA 50010-5909

Mortgage

Document Number	0201910363
Date	Nov 1, 2019
Instrument	2019-10363

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 811 6th St was $3,936 with a homeowner's exemption, down 4.2% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,936.00 (-4.23%) Homeowner's exemption	$297,100 Land $41,900 Building $255,200	$297,100 Land $41,900 Building $255,200
2024	$4,110.00
2023		$293,600 Land $44,300 Building $249,300	$293,600 Land $44,300 Building $249,300
2022	$2,834.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 811 6th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 811 6th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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