Indian River County property record for 811 4th Ln, Vero Beach, FL 32962
| Property Type | Single Family Home |
|---|---|
| Details | 1,388 sqft · built 1988 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $72,800 (Dec 1988) |
| Tax Bill | $1,303 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-39-13-00017-0002-00002.0 |
| Primary APN | 33-39-13-00017-0002-00002.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 6 Plumbing Fixtures |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Construction Type | Wood Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 143 ft deep x 77 ft wide |
| Garage Area | 440 sqft |
| Driveway | Driveway |
| Driveway Area | 640 sqft |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 77183 |
|---|---|
| Street Address | 811 4TH LN |
| City | VERO BEACH |
| State | FL |
| Zip | 32962-1656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-6 |
| Legal Description | PINECREST UNIT NO 3 BLK B LOT 2 PBI 11-74 |
| Legal Range | 39 |
| Legal Township | 33 |
| Legal Section | 13 |
| Legal Subdivision | PINECREST SUB UNIT 3 |
| Legal Block | B |
| Legal Lot Number | 2 |
| Legal Unit | 3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 50602 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 811 4TH LN, VERO BEACH, FL 32962-1656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · Line of Credit M & T BANK NA |
| Jun 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1988 · Amount on Record |
| Deed Sale | Dec 1, 1988 · Amount on Record |
| Deed Document Number | 0008161892 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Jun 30, 2026 |
| Property Address | 811 4TH LN, VERO BEACH, FL 32962-1656 |
| Document Number | 0000031295 |
| Book / Page | 3871 / 1062 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202631295 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 811 4TH LN, VERO BEACH, FL 32962-1656 |
| Document Number | 0000031295, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 3871/1062 |
| Instrument | 202631295 |
| Name | M & T BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 811 4TH LN, VERO BEACH, FL 32962-1656 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 811 4TH LN, VERO BEACH, FL 32962-1656 |
| Document Number | 0036272109 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 3627/2109 |
| Instrument | 3120230029496 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,303.00 (+31.75%) | $103,962 (+5.99%) | $232,619 (+3.25%) Land $28,707 Building $203,912 |
| 2023 | $989.00 (+3.78%) | $98,089 (+3%) | $225,294 (+13.69%) Land $28,707 Building $196,587 |
| 2022 | $953.00 | $95,232 | $198,164 Land $28,707 Building $169,457 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1995–2017) |
| Claims Outside the SFHA | 13 of 14 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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