810B Wind Rivers Dr, Grafton, IL 62037 Property Records

Jersey County property record for 810B Wind Rivers Dr, Grafton, IL 62037

Property Summary

Property Type	Condominium
Details	2,119 sqft · built 2006
Lot Size	8 acres (365,942 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Dec 2020)
Tax Bill	$10,705 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`08-115-002-07`

Property Details

APN / Parcel Number

Primary APN	`08-115-002-07`
Alternative APN	`115-002-07`

Interior

Stories	1 Story
Building Area	2,119 sqft Total Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	365,942 sqft (8 acres)

Location & Zoning

Account Number	115-002-07
Street Address	810B WIND RIVERS DR
City	GRAFTON
State	IL
Zip	62037-1137
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	WINDRIVERS CONDOMINIUM BUILDING 4 PHASE I UNIT 810B (UPPER) 5-07 390K 2006 1STYCONDO/NO BSMT 2119SQ
Legal Range	12W
Legal Township	06N
Legal Section	15
Legal Phase	I
Legal Unit	810B
Jurisdiction	JERSEY IL
Township / Civil Division	QUARRY
Census Block Group	1
Census Block	1091
Census Tract	10500

Owner

810B Wind Rivers Dr, a condominium, is owned and occupied by two individuals who bought it in December 2020.

Source: Jersey County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	810 WIND RIVERS DR, B, GRAFTON, IL 62037-1137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2018	Deed of Trust, Mortgage JERSEY STATE BANK
Dec 7, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage F&M BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on File
Deed Sale	Dec 7, 2020 · Amount on File
Deed Document Number	2020162291
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	810B WIND RIVERS DR, GRAFTON, IL 62037-1137
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180015379
Date	Aug 15, 2018
Instrument	2.0180015379

Lender

Name	JERSEY STATE BANK
Type	Bank

Agreement

Amount	Amount on Record

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Dec 7, 2020
Property Address	810B WIND RIVERS DR, GRAFTON, IL 62037-1137
Document Number	202000162291
Instrument Date	Dec 7, 2020
Instrument	202000162291
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	PREFERRED TITLE, PREFERRED TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51099 HIGHWAY HH, HANNIBAL, MO 63401-8000

Mortgage

Document Number	202000162292
Date	Dec 7, 2020
Instrument	202000162292

Lender

Name	F&M BANK AND TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 810B Wind Rivers Dr was $10,705 with a homeowner's exemption, up 6.6% from the year before.

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Quarry Township
Municipality	Grafton City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,705.00 (+6.63%)	$171,495 Land $30,575 Building $140,920	$514,485 Land $91,725 Building $422,760
2024	$10,039.00
2022	$9,166.00 Homeowner's exemption Senior Citizen's exemption	$136,330 Land $24,310 Building $112,020	$408,990 Land $72,930 Building $336,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 810B Wind Rivers Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	1,095 (1978–2024)
Claims Outside the SFHA	47 of 1,095
Most Recent Claim	Jul 2024 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 223 claims Severe Storms & Flooding, Sep 1993 · 316 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810B Wind Rivers Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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