8109 Rocky Rd, Gaithersburg, MD 20882 Property Records

Montgomery County property record for 8109 Rocky Rd, Gaithersburg, MD 20882

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,056 sqft · built 1965
Lot Size0.594 acres (25,858 sqft)
Owner2 Individual Names on Record
Tax Bill$4,327 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-00007001

Property Details

APN / Parcel Number

Primary APN01-00007001
Alternative APN
  • 00007001

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area1,656 sqft
1st Floor Area1,056 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area25,858 sqft (0.594 acres)
Garage TypeAttached
Garage Area600 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00007001
Street Address8109 ROCKY RD
CityGAITHERSBURG
StateMD
Zip20882-4123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionROCKY ROAD PARK
Legal SubdivisionRES LAND OF GOSHEN
Legal BlockA
Legal Lot Number3
JurisdictionMONTGOMERY MD
Township / Civil Division1
Census Block Group3
Census Block3004
Census Tract700101

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8109 ROCKY RD, GAITHERSBURG, MD 20882-4123
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 2, 2016
Transfer Doc0531170064
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address8109 ROCKY RD, GAITHERSBURG, MD 20882-4123
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0542780497
DateMay 11, 2017
Book Page54278/497
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term479 Months
DueApr 25, 2057
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$389,300 (+4.76%) Land $183,500 Building $205,800$389,300 (-) Land $183,500 Building $205,800
2025$4,327.00 (-8.29%)$371,600 (+10.53%)$389,300 (+15.79%) Land $183,500 Building $205,800
2024$4,718.00 (+31.86%)
2023$336,200 Land $183,500 Building $152,700$336,200 Land $183,500 Building $152,700
2022$3,578.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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