8109 N Kyle St, Spokane, WA 99208 Property Records

Spokane County property record for 8109 N Kyle St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,735 sqft · built 2004
Lot Size	0.283 acres (12,328 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Oct 2025)
Tax Bill	$6,693 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26243.1617`

Property Details

APN / Parcel Number

Primary APN	`26243.1617`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,735 sqft Living Area
Gross Area	4,585 sqft
1st Floor Area	1,920 sqft
Basement Area	877 sqft
Finished Basement	877 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2025
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,328 sqft (0.283 acres)
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Deck Area	244 sqft
Patio Area	192 sqft
Canopy	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8109 N KYLE ST
City	SPOKANE
State	WA
Zip	99208-8679
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	FIVE MILE HEIGHTS 2ND ADD: LOT 17 BLK 8
Legal Range	42E
Legal Township	26N
Legal Section	24
Legal Subdivision	FIVE MILE HEIGHTS 2ND ADD
Legal Block	8
Legal Lot Number	17
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1003
Census Tract	10701

Owner

8109 N Kyle St is owned and occupied by two individuals who bought it in October 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8109 N KYLE ST, SPOKANE, WA 99208-8679
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Warranty Deed, Transfer · VA Mortgage SUNFLOWER BANK NA
Feb 3, 2021	Warranty Deed, Transfer · Conventional Mortgage GESA CU
Dec 13, 2019	Grant Deed, Transfer · Construction Mortgage WTW TRUST (RT)
Aug 19, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2025 · Amount on File
Deed Sale	Oct 23, 2025 · Amount on File
Prior Sale	Feb 3, 2021 · Amount on File
Deed Document Number	20257448960
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 23, 2025
Property Address	8109 N KYLE ST, SPOKANE, WA 99208-8679
Document Number	0007448960
Map Reference	VOL 28 PG 12&13
Instrument Date	Oct 22, 2025
Instrument	7448960
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	WFG INSURED

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35312 N REGAL LN, DEER PARK, WA 99006-8176

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0007448961
Date	Oct 23, 2025
Instrument	7448961

Lender

Name	SUNFLOWER BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 3, 2021
Property Address	8109 N KYLE ST, SPOKANE, WA 99208-8679
Document Number	0007029880
Map Reference	VOL 28 PG 12&13
Instrument Date	Feb 1, 2021
Instrument	7029880
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8109 N KYLE ST, SPOKANE, WA 99208-8679

Mortgage

Document Number	0007029881
Date	Feb 3, 2021
Instrument	7029881

Lender

Name	GESA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 13, 2019
Property Address	8109 N KYLE ST, SPOKANE, WA 99208-8679
Document Number	0006873698
Instrument Date	Dec 4, 2019
Instrument	6873698
Transaction Type	Transfer
Record Updated	Jan 7, 2020
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,051.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2710 E GARLAND AVE SPOKANE WA 992075808, SPOKANE, WA 99207-5808

Mortgage

Document Number	6873699
Date	Dec 13, 2019
Instrument	6873699

Lender

Name	WTW TRUST (RT)
Address	PO BOX 1238, POST FALLS, ID 83877-1238

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 12, 2020

August 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 19, 2019
Property Address	8109 N KYLE ST, SPOKANE, WA 99208-8679
Document Number	0006833078
Instrument Date	Aug 9, 2019
Instrument	6833078
Transaction Type	Foreclosure
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8109 N KYLE ST SPOKANE WA 992088679, SPOKANE, WA 99208-8679

Tax Assessment & Valuation

The 2026 property tax bill for 8109 N Kyle St was $6,693, up 10.8% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,693.00 (+10.76%)	$641,500 (-2.66%) Land $130,000 Building $511,500	$641,500 (-2.66%) Land $130,000 Building $511,500
2025	$6,043.00 (+3.53%)	$659,000 (-3.3%) Land $110,000 Building $549,000	$659,000 (-3.3%) Land $110,000 Building $549,000
2024	$5,837.00 (-4.39%)	$681,500 (+29.83%) Land $80,000 Building $601,500	$681,500 (+29.83%) Land $80,000 Building $601,500
2023	$6,105.00 (+8.32%)	$524,900 Land $66,000 Building $458,900	$524,900 Land $66,000 Building $458,900
2022	$5,636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8109 N Kyle St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8109 N Kyle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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