San Bernardino County property record for 8109 Kern Ave, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,217 sqft · built 1984 |
| Lot Size | 0.925 acres (40,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $229,000 (Nov 2018) |
| Tax Bill | $2,866 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Jan 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0409-143-43-0000 |
| Primary APN | 0409-143-43-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| Gross Area | 1,742 sqft |
| 1st Floor Area | 1,217 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 40,299 sqft (0.925 acres) |
| Lot Dimensions | 303 ft deep x 133 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 8109 KERN AVE |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-3860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5286 LOT 6 |
| Legal Subdivision | TRACT NO 5286 |
| Legal Tract | 5286 |
| Legal Block | 1 |
| Legal Lot Number | 6 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 10030 |
Source: San Bernardino County records · APN 0409-143-43-0000
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8109 KERN AVE, HESPERIA, CA 92345-3860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 02, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 18, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Nov 01, 2018 | Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Nov 01, 2018 | Grant Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2018 · Amount on Record |
| Deed Sale | Nov 01, 2018 · Amount on Record |
| Deed Document Number | 2018399526 |
| Last Transfer Date | Jun 11, 2021 |
| Transfer Doc | 0000278405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 8109 KERN AVE, HESPERIA, CA 92345-3860 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8109 KERN AVE, HESPERIA, CA 92345-3860 |
| Document Number | 0000210728 |
|---|---|
| Date | Sep 02, 2025 |
| Instrument | 2025-0210728 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 8109 KERN AVE, HESPERIA, CA 92345-3860 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8109 KERN AVE, HESPERIA, CA 92345-3860 |
| Document Number | 0000022833 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022-0022833 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jun 18, 2021 |
| Property Address | 8109 KERN AVE, HESPERIA, CA 92345-3860 |
| Document Number | 0000278405 |
| Map Reference | MB 63 PG 1 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-0278405 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2021 |
| Title Company | CHICAGO TITLE CO SD |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8109 KERN AVE, HESPERIA, CA 92345-3860 |
| Document Number | 0000278406 |
|---|---|
| Date | Jun 18, 2021 |
| Instrument | 2021-0278406 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 01, 2018 |
| Property Address | 8109 KERN AVE, HESPERIA, CA 92345-3860 |
| Document Number | 0000399525 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 399525 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3593 LESSER DR NEWBURY PARK CA 913202062, NEWBURY PARK, CA 91320-2062 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Nov 01, 2018 |
| Property Address | 8109 KERN AVE, HESPERIA, CA 92345-3860 |
| Document Number | 0000399526 |
| Map Reference | MB 63 PG 1 |
| Instrument Date | Oct 05, 2018 |
| Instrument | 2018-0399526 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8109 KERN AVE, HESPERIA, CA 92345-3860 |
| Document Number | 0000399527 |
|---|---|
| Date | Nov 01, 2018 |
| Instrument | 2018-0399527 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Document Number | 0000399529 |
|---|---|
| Date | Nov 01, 2018 |
| Instrument | 2018-0399529 |
| Name | AMERICAN PACIFIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
Source: San Bernardino County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $260,564 (+2%) Land $52,113 Building $208,451 | |
| 2025 | $2,866.00 (+3.43%) | $255,455 (+4.04%) Land $51,091 Building $204,364 |
| 2023 | $2,771.00 (+2.36%) | $245,535 Land $49,107 Building $196,428 |
| 2022 | $2,707.00 |
Source: FEMA National Flood Hazard Layer as of October 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2025 · rainfall accumulation |
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 247 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HESPERIA WD serves 101,836 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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