8109 Glenlloyd Ave, Winter Garden, FL 34787 Property Records

Orange County property record for 8109 Glenlloyd Ave, Winter Garden, FL 34787

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,703 sqft · built 2020
Lot Size	0.97 acres (4,215 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Jul 2023)
Tax Bill	$6,826 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-23-27-2723-00-550`

Property Details

APN / Parcel Number

Primary APN	`31-23-27-2723-00-550`
Alternative APNs	`272331272300550` `153399` `154588` `157009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,703 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	1,048 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,215 sqft (0.97 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	122 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8109 GLENLLOYD AVE
City	WINTER GARDEN
State	FL
Zip	34787-9483
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	HAWKSMOOR - PHASE 1 93/108 LOT 55
Legal Range	27E
Legal Township	23S
Legal Section	31
Legal Subdivision	HAWKSMOOR - PH 1
Legal Phase	1
Legal Lot Number	55
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1095
Census Tract	17113

Owner

8109 Glenlloyd Ave, a townhouse, is owned and occupied by an individual who bought it in July 2023.

Source: Orange County records, as of August 13, 2026

Owner of Record	Individual Name on File
Mailing Address	8109 GLENLLOYD AVE, WINTER GARDEN, FL 34787-9483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage GTE FCU
May 7, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage MATTAMY HM FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2023 · Amount on File
Deed Sale	Jul 21, 2023 · Amount on File
Prior Sale	May 7, 2020 · Amount on File
Deed Document Number	2023409044
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 21, 2023
Property Address	8109 GLENLLOYD AVE, WINTER GARDEN, FL 34787-9483
Document Number	0000409044
Map Reference	MB 93 PG 108-121
Instrument Date	Jul 17, 2023
Instrument	20230409044
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14851 SPEER LAKE DR, WINTER GARDEN, FL 34787-8868

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8109 GLENLLOYD AVE, WINTER GARDEN, FL 34787-9483

Mortgage

Document Number	0000409045
Date	Jul 21, 2023
Instrument	20230409045

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10%
Margin	3
Max Rate	10%

Mortgage

Document Number	0000409046
Date	Jul 21, 2023
Instrument	20230409046

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2038

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	May 7, 2020
Property Address	8109 GLENLLOYD AVE, WINTER GARDEN, FL 34787-9483
Document Number	0000271248
Instrument Date	Apr 28, 2020
Instrument	271248
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,055.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8109 GLENLLOYD AVE WINTER GARDEN FL 347879483, WINTER GARDEN, FL 34787-9483

Mortgage

Document Number	271249
Date	May 7, 2020
Instrument	271249

Lender

Name	MATTAMY HM FNDG
Type	Funding / Finance Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8109 Glenlloyd Ave was $6,826, down 7.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,260 (-8.32%) Land $75,000 Building $306,260	$381,260 (-8.32%) Land $75,000 Building $306,260
2025	$6,826.00 (-7.61%) Homeowner's exemption	$415,840 Land $75,000 Building $340,840	$415,840 Land $75,000 Building $340,840
2024	$7,388.00 (+73.06%)
2023	$4,269.00 (+4.68%) Homeowner's exemption	$272,526 (+3%)	$319,374 (-0.97%) Land $75,000 Building $244,374
2022	$4,078.00 Homeowner's exemption	$264,588	$322,512 Land $75,000 Building $247,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8109 Glenlloyd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8109 Glenlloyd Ave is moderate, ranking above 54% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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