8109 Gary Ave, Lubbock, TX 79423 Property Records

Lubbock County property record for 8109 Gary Ave, Lubbock, TX 79423

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,060 sqft · built 1976
Lot Size0.232 acres (10,125 sqft)
OwnerIndividual Name on Record
Last Sale$162,011 (Apr 2015)
Tax Bill$4,249 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR131896

Property Details

APN / Parcel Number

Primary APNR131896

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,060 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,125 sqft (0.232 acres)
Lot Dimensions125 ft deep x 81 ft wide
Garage Area506 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8109 GARY AVE
CityLUBBOCK
StateTX
Zip79423-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionMELONIE GARDENS L 260 & S1'OF 261
Legal SubdivisionMELONIE GARDENS
Legal Lot Number2600
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2021
Census Tract2102

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8109 GARY AVE, LUBBOCK, TX 79423-2015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2015 · Amount on Record
Deed SaleApr 6, 2015 · Amount on Record
Prior SaleJul 15, 2014
Deed Document Number2015011143
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address8109 GARY AVE, LUBBOCK, TX 79423-2015
Document Number0000001406
Instrument DateDec 29, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8107 GARY AVE LUBBOCK TX 794232015, LUBBOCK, TX 79423-2015

Mortgage

Document Number0000001406
DateJan 8, 2021
Instrument1406
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
AmountAmount Recorded
Term360 Months
DueJan 7, 2051

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,249.00 (-0.91%)$240,178 (+7.18%) Land $28,350 Building $211,828$240,178 (+7.18%) Land $28,350 Building $211,828
2024$4,288.00 (+2.95%)
2023$4,165.00 (-0.43%)$224,089 Land $28,350 Building $195,739$224,089 Land $28,350 Building $195,739
2022$4,183.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 28 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies28 in force
Nearby Flood Claims26 (1983–2010)
Claims Outside the SFHA2 of 26
Most Recent ClaimJul 2010 · Hurricane Alex
Claims by Event
  • Hurricane Alex, Jul 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

May also be available: T-Mobile, Telespan.

Nearby Properties on Gary Ave

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