8109 Crystal Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 8109 Crystal Ln, Gloucester, VA 23061

Property Summary

Property Type	Manufactured or Modular Home
Details	1 bd · 1 ba · 1,330 sqft · built 2010
Lot Size	2.54 acres (110,642 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Feb 2019)
Tax Bill	$1,994 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Feb 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`11060`

Property Details

APN / Parcel Number

Primary APN	`11060`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,330 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	110,642 sqft (2.54 acres)
Garage Area	500 sqft
Porch	Slab
Deck Area	130 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8109 CRYSTAL LN
City	GLOUCESTER
State	VA
Zip	23061-3246
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	SC-1
Legal Description	PURTON PARCEL A-1
Legal Subdivision	PLAT: PB22 883
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2000
Census Tract	100102

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8109 CRYSTAL LN, GLOUCESTER, VA 23061-3246
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Feb 4, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on Record
Deed Sale	Feb 4, 2019 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Document Number	2019477
Prior Transfer Date	Apr 16, 2010
Prior Transfer Doc	0000001777
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	8109 CRYSTAL LN, GLOUCESTER, VA 23061-3246
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8109 CRYSTAL LN, GLOUCESTER, VA 23061-3246

Mortgage

Document Number	0250003272
Date	Aug 12, 2025
Instrument	250003272

Lender

Name	CHESAPEAKE BANK
Type	Bank
Address	KILMARNOCK, VA 22482

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Feb 4, 2019
Property Address	8109 CRYSTAL LN, GLOUCESTER, VA 23061-3246
Document Number	0190000477
Instrument Date	Feb 1, 2019
Instrument	190000477
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2025
Title Company	UNKNOWN, THE CLOSERS OF VIRGINIA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 558, WHITE MARSH, VA 23183-0558

Mortgage

Document Number	0190000478
Date	Feb 4, 2019
Instrument	190000478

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,994.00 (+19.98%)	$342,060 (+26.33%) Land $91,220 Building $250,840	$342,060 (+26.33%) Land $91,220 Building $250,840
2025	$1,662.00 (+5.32%)	$270,770 (-) Land $63,730 Building $207,040	$270,770 (-) Land $63,730 Building $207,040
2024	$1,578.00	$270,770 (-) Land $63,730 Building $207,040	$270,770 (-) Land $63,730 Building $207,040
2023	$1,578.00 (-7.39%)	$270,770 (+15.16%) Land $63,730 Building $207,040	$270,770 (+15.16%) Land $63,730 Building $207,040
2022	$1,704.00	$235,130 Land $76,630 Building $158,500	$235,130 Land $76,630 Building $158,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	3 (1999–2009)
Most Recent Claim	Nov 2009 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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