8108 Lakeshore Rd, Burtchville (Fort Gratiot), MI 48059 Property Records

St. Clair County property record for 8108 Lakeshore Rd, Burtchville, MI 48059

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,783 sqft · built 2022
Lot Size	0.559 acres (24,350 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Mar 2020)
Tax Bill	$10,715 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Aug 2022 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`74-11-320-0003-000`

Property Details

APN / Parcel Number

Primary APN	`74-11-320-0003-000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,783 sqft Living Area
1st Floor Area	1,827 sqft
Basement Area	1,827 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	24,350 sqft (0.559 acres)
Lot Dimensions	483 ft deep x 54 ft wide
Garage Area	664 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8108 LAKESHORE RD
City	BURTCHVILLE
State	MI
Zip	48059-1321
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	N 1/2 OF LOT 2 GREENWOOD BEACH
Legal Subdivision	GREENWOOD BEACH
Legal Lot Number	2
Legal Unit	2
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	BURTCHVILLE
Census Block Group	4
Census Block	4002
Census Tract	632000

Owner

8108 Lakeshore Rd is owned and occupied by two individuals who acquired it in August 2025.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8108 LAKESHORE RD, BURTCHVILLE, MI 48059-1321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK
Aug 31, 2022	Deed of Trust, Mortgage · Line of Credit EASTERN MICHIGAN BANK
Nov 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage EASTERN MICHIGAN BANK
Dec 11, 2024	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Sep 26, 2025	Intrafamily Transfer, Transfer · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on File
Deed Sale	Mar 17, 2020 · Amount on File
Deed Document Number	20206537
Deed Book / Page	5164 / 628
Last Transfer Date	Aug 29, 2025
Transfer Doc	0005855177
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8108 LAKESHORE RD, BURTCHVILLE, MI 48059-1321
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3046 WEXFORD CIR, PORT HURON, MI 48060-7791

Mortgage

Document Number	0005442637
Date	Oct 29, 2021
Book Page	5442/637
Instrument	2021030586

Lender

Name	EASTERN MICHIGAN BANK
Type	Bank
Address	CROSWELL, MI 48422

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	13 Months
Due	Nov 1, 2022

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8108 LAKESHORE RD, BURTCHVILLE, MI 48059-1321
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8108 LAKESHORE RD, BURTCHVILLE, MI 48059-1321

Mortgage

Document Number	0005557251
Date	Aug 31, 2022
Book Page	5557/251
Instrument	2022020424

Lender

Name	EASTERN MICHIGAN BANK
Type	Bank
Address	PORT HURON, MI 48060

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 22, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8108 LAKESHORE RD, BURTCHVILLE, MI 48059-1321
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8108 LAKESHORE RD, BURTCHVILLE, MI 48059-1321

Mortgage

Document Number	0005581638
Date	Nov 30, 2022
Book Page	5581/638
Instrument	2022026374

Lender

Name	EASTERN MICHIGAN BANK
Type	Bank
Address	CROSWELL, MI 48422

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	8108 LAKESHORE RD, BURTCHVILLE, MI 48059-1321
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8108 LAKESHORE RD, BURTCHVILLE, MI 48059-1321

Mortgage

Document Number	0005772834
Date	Dec 11, 2024
Book Page	5772/834
Instrument	2024021825

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	1091 RED VENTURES DR # 300, FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 26, 2025
Property Address	8108 LAKESHORE RD, BURTCHVILLE, MI 48059-1321
Document Number	0005855177
Book / Page	5855 / 177
Map Reference	LB 41 PG 2
Instrument Date	Aug 29, 2025
Instrument	2025018315
Transaction Type	Transfer
Record Updated	Oct 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8108 LAKESHORE RD, BURTCHVILLE, MI 48059-1321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2820 SADDLEBROOK GLEN DR, CUMMING, GA 30041-9330

Mortgage

Document Number	2025017972
Date	Sep 26, 2025
Instrument	2025017972

Lender

Name	ADVIA CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8108 Lakeshore Rd was $10,715 with a homeowner's exemption, up 3% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Burtchville Township
Unified School District	Croswell-Lexington Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$537,100 (+2.99%)	$1,074,200
2025	$10,715.00 (+2.96%) Homeowner's exemption	$521,500
2024	$10,407.00		$1,043,000
2023		$417,300
2022	$4,170.00		$834,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8108 Lakeshore Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	588.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1987–2021)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8108 Lakeshore Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURTCHVILLE TOWNSHIP serves 2,900 people · EPA ID MI0001008
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Aug 2025
Also Mapped Here	KAREGNONDI WATER AUTHORITY
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lakeshore Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures