8108 Ensign Rd, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 8108 Ensign Rd, Bloomington, MN 55438

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,065 sqft · built 1961
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 2015)
Tax Bill	$6,742 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-116-21-23-0033`

Property Details

APN / Parcel Number

Primary APN	`18-116-21-23-0033`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,065 sqft Living Area
Gross Area	3,086 sqft
1st Floor Area	1,065 sqft
Basement Area	2,021 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Tar & Gravel
Lot Area	19,602 sqft (0.45 acres)
Lot Depth	130 ft Depth
View / Lot	Lake Front
Garage Type	Detached
Garage Area	440 sqft
Deck Area	584 sqft
Patio Area	584 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	8108 ENSIGN RD
City	MINNEAPOLIS
State	MN
Zip	55438-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 008 BLOCK 003 T WEST LINE 2ND ADDN NE144X130X220X140
Legal Range	21
Legal Township	116
Legal Section	18
Legal Quarter	23
Legal Subdivision	WEST LINE 2ND ADDN
Legal Block	3
Legal Lot Number	8
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1018
Census Tract	25905

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8108 ENSIGN RD, MINNEAPOLIS, MN 55438-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Mar 29, 2021	Deed of Trust, Mortgage · FHA Mortgage ALERUS FINANCIAL NA
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit WINGS FIN'L CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Deed Document Number	20155274407
Prior Transfer Date	Jan 17, 2013
Prior Transfer Doc	0T05046461
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8108 ENSIGN RD, BLOOMINGTON, MN 55438-1027
Transaction Type	Mortgage
Record Updated	Nov 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8108 ENSIGN RD, BLOOMINGTON, MN 55438-1027

Mortgage

Document Number	0T05890676
Date	Oct 26, 2021
Instrument	T05890676

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8108 ENSIGN RD, BLOOMINGTON, MN 55438-1027
Transaction Type	Mortgage
Record Updated	Sep 13, 2021
Title Company	MIDLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T05818562
Date	Mar 29, 2021
Instrument	T05818562

Lender

Name	ALERUS FINANCIAL NA
Type	Bank
Address	HOPKINS, MN 55305

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	8108 ENSIGN RD, BLOOMINGTON, MN 55438-1027
Document Number	0005511666
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8108 ENSIGN RD BLOOMINGTON MN 554381027, BLOOMINGTON, MN 55438-1027

Mortgage

Document Number	0005511666
Date	Feb 13, 2018
Instrument	5511666

Lender

Name	WINGS FIN'L CU
Address	APPLE VALLEY, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,742.00 (+6.91%) Homeowner's exemption	$490,400 (+0.66%) Land $247,600 Building $242,800	$490,400 (+0.66%) Land $247,600 Building $242,800
2024	$6,306.00 (+28.93%)	$487,200 (+17.23%) Land $242,900 Building $244,300	$487,200 (+17.23%) Land $242,900 Building $244,300
2023	$4,891.00 Homeowner's exemption
2022		$415,600 Land $163,900 Building $251,700	$415,600 Land $163,900 Building $251,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

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