Lubbock County property record for 8108 Elgin Ave, Lubbock, TX 79423
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,238 sqft · built 1977 |
| Lot Size | 0.218 acres (9,525 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,426 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R132921 |
| Primary APN | R132921 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,238 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,525 sqft (0.218 acres) |
| Lot Dimensions | 127 ft deep x 75 ft wide |
| Garage Area | 506 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8108 ELGIN AVE |
|---|---|
| City | LUBBOCK |
| State | TX |
| Zip | 79423-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 0038 |
| Legal Description | MELONIE GARDENS L 294 |
| Legal Subdivision | MELONIE GARDENS |
| Legal Lot Number | 2940 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | LUBBOCK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 2102 |
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6708 88TH ST, LUBBOCK, TX 79424-6723 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| May 3, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Apr 1, 2019 | Warranty Deed, Transfer · FHA Mortgage PRIME LNDG |
| Feb 20, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2019 |
| Deed Sale | Apr 1, 2019 |
| Prior Sale | Aug 12, 2009 |
| Deed Document Number | 2019-11265 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 8108 ELGIN AVE, LUBBOCK, TX 79423-2206 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 8108 ELGIN AVE, LUBBOCK, TX 79423-2206 |
| Document Number | 0000037216 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025037216 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | EDGEWOOD, MD 21040 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 1, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 8108 ELGIN AVE, LUBBOCK, TX 79423-2206 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Title Company | TIMIOS INC, TIMIOS |
| Name | Verified Name |
|---|---|
| Address | 8108 ELGIN AVE, LUBBOCK, TX 79423-2206 |
| Document Number | 0000014011 |
|---|---|
| Date | Apr 8, 2024 |
| Instrument | 2024014011 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 8108 ELGIN AVE, LUBBOCK, TX 79423-2206 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 8108 ELGIN AVE, LUBBOCK, TX 79423-2206 |
| Document Number | 0000021045 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 2022021045 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Apr 1, 2019 |
| Property Address | 8108 ELGIN AVE, LUBBOCK, TX 79423-2206 |
| Document Number | 0000011265 |
| Instrument Date | Apr 1, 2019 |
| Instrument | 11265 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8108 ELGIN AVE LUBBOCK TX 794232206, LUBBOCK, TX 79423-2206 |
| Document Number | 11266 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 11266 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 31, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Feb 20, 2019 |
| Property Address | 8108 ELGIN AVE, LUBBOCK, TX 79423-2206 |
| Document Number | 0000005668 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 5668 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8108 ELGIN AVE LUBBOCK TX 794232206, LUBBOCK, TX 79423-2206 |
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Lubbock City |
| Unified School District | Lubbock Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,426.00 (-0.87%) | $250,169 (+7.29%) Land $26,250 Building $223,919 | $250,169 (+7.29%) Land $26,250 Building $223,919 |
| 2024 | $4,465.00 (+3.02%) | ||
| 2023 | $4,334.00 (-0.3%) | $233,163 Land $26,250 Building $206,913 | $233,163 Land $26,250 Building $206,913 |
| 2022 | $4,347.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 26 (1983–2010) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Jul 2010 · Hurricane Alex |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| Telespan Fixed Wireless | 100 / 40 |
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