8107 Smith Rd, Kannapolis, NC 28081 Property Records

Rowan County property record for 8107 Smith Rd, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 1956
Lot Size	0.419 acres (18,281 sqft)
Owner	Individual Name on File
Last Sale	$173,500 (Feb 2020)
Tax Bill	$927 (2023)
Deeds & Mortgages	Feb 2020 Mortgage Jul 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`246A074`

Property Details

APN / Parcel Number

Primary APN	`246A074`
Alternative APN	`6243602`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2015
Exterior Material	Asbestos
Foundation Type	Footing
Lot Area	18,281 sqft (0.419 acres)
Lot Dimensions	181 ft deep x 101 ft wide
Porch	Porch
Porch Area	108 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	6243602
Street Address	8107 SMITH RD
City	KANNAPOLIS
State	NC
Zip	28081-8531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L93-96 TERRY LEE PARK
Legal Subdivision	TERRY LEE PARK SUB
Legal Lot Number	93
Jurisdiction	ROWAN NC
Township / Civil Division	ATWELL
Census Block Group	1
Census Block	1018
Census Tract	51502

Owner

Source: Rowan County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8107 SMITH RD, KANNAPOLIS, NC 28081-8531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2020	Deed of Trust, Mortgage · Conventional with PMI ON Q FIN'L
Jul 17, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Prior Sale	Jul 17, 2019 · Amount on Record
Deed Document Number	0001343175
Deed Book / Page	1343 / 0175
Record Updated	Jun 7, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	8107 SMITH RD, KANNAPOLIS, NC 28081-8531
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8107 SMITH RD KANNAPOLIS NC 280818531, KANNAPOLIS, NC 28081-8531

Mortgage

Document Number	13430177
Date	Feb 10, 2020
Book Page	001343/000177

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

July 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 17, 2019
Property Address	8107 SMITH RD, KANNAPOLIS, NC 28081-8531
Document Number	0013310072
Book / Page	001331 / 000072
Instrument Date	Jun 25, 2019
Transaction Type	Foreclosure
Record Updated	Jul 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$99.08
Amount Accuracy	Confirmed
Additional	Notice of Default

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1221 HOLLAND OAKS DR CHINA GROVE NC 280236809, CHINA GROVE, NC 28023-6809

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$927.00	$140,542 Land $25,200 Building $115,342	$140,542 Land $25,200 Building $115,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TANGLEWOOD S/D private · serves 231 people · EPA ID NC0180147
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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