8107 Kispiox Rd, Blaine, WA 98230 Property Records

Whatcom County property record for 8107 Kispiox Rd, Blaine, WA 98230

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,092 sqft · built 2002
Lot Size	0.171 acres (7,453 sqft)
Owner	2 Individual Names on File
Last Sale	$289,500 (Jul 2004)
Tax Bill	$4,220 (2025)
Deeds & Mortgages	May 2024 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`405122-545014-0000`

Property Details

APN / Parcel Number

Primary APN	`405122-545014-0000`
Alternative APNs	`150110` `30790`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,092 sqft Living Area
Gross Area	2,740 sqft
1st Floor Area	2,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Siding Sheathing
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	7,453 sqft (0.171 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Wood Porch
Porch Area	155 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	150110
Street Address	8107 KISPIOX RD
City	BLAINE
State	WA
Zip	98230-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR4
Legal Description	BIRCH BAY VILLAGE DIV 9 LOT 90
Legal Range	51
Legal Township	40
Legal Section	22
Legal Subdivision	BIRCH BAY VILLAGE DIV 9
Legal Block	3
Legal Lot Number	90
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	3
Census Block	3010
Census Tract	10405

Owner

8107 Kispiox Rd is owned and occupied by two individuals who bought it in July 2004.

Source: Whatcom County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8107 KISPIOX RD, BLAINE, WA 98230-9557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2024	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Nov 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2004 · Amount on File
Deed Sale	Jul 9, 2004 · Amount on File
Prior Sale	Oct 4, 2002
Deed Document Number	2004701423
Prior Transfer Date	Mar 5, 2002
Prior Transfer Doc	0000301351
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8107 KISPIOX RD, BLAINE, WA 98230-9557
Transaction Type	Mortgage
Record Updated	May 10, 2024
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000500042
Date	May 1, 2024
Instrument	2024-0500042

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8107 KISPIOX RD, BLAINE, WA 98230-9557
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211102162
Date	Nov 15, 2021
Instrument	2021-1102162

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	8107 KISPIOX RD, BLAINE, WA 98230-9557
Document Number	2200502040
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8107 KISPIOX RD BLAINE WA 982309557, BLAINE, WA 98230-9557

Mortgage

Document Number	2200502040
Date	May 19, 2020
Instrument	502040

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8107 Kispiox Rd was $4,220.

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Blaine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,220.00	$597,750 Land $232,942 Building $364,808	$597,750 Land $232,942 Building $364,808
2022		$526,049 Land $205,000 Building $321,049	$526,049 Land $205,000 Building $321,049
2021	$3,656.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8107 Kispiox Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8107 Kispiox Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIRCH BAY WATER & SEWER DISTRICT serves 9,046 people · EPA ID WA5395904
Water Source	Purchased groundwater from CITY OF BLAINE
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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