Howard County property record for 8107 Clifford Ct, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,282 sqft · built 1992 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $800,000 (Nov 2021) |
| Tax Bill | $12,865 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-535690 |
| Primary APN | 06-535690 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,282 sqft Total Area |
| Basement Area | 1,470 sqft |
| Finished Basement | 1,470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,994 sqft (0.459 acres) |
| Garage Type | Mixed |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 615 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 535690 |
|---|---|
| Street Address | 8107 CLIFFORD CT |
| City | LAUREL |
| State | MD |
| Zip | 20723-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 47 .459 A 8107 CLIFFORD CT PATUXENT SPRINGS |
| Legal Subdivision | PATUXENT SPRINGS |
| Legal Lot Number | 47 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 606808 |
8107 Clifford Ct is owned and occupied by two individuals who bought it in November 2021.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8107 CLIFFORD CT, LAUREL, MD 20723-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed, Transfer · Conventional Mortgage ACC MORTGAGE INC |
| Jul 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2021 · Amount on File |
| Deed Sale | Nov 8, 2021 · Amount on File |
| Prior Sale | Apr 30, 2004 · Amount on File |
| Deed Book / Page | 21090 / 276 |
| Prior Transfer Date | Nov 25, 2014 |
| Prior Transfer Doc | 0160000293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Nov 8, 2021 |
| Property Address | 8107 CLIFFORD CT, LAUREL, MD 20723-2029 |
| Document Number | 0210900276 |
| Book / Page | 21090 / 276 |
| Map Reference | PL 10137 |
| Instrument Date | Aug 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2021 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8107 CLIFFORD CT, LAUREL, MD 20723-2029 |
| Document Number | 21090285 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | 21090/285 |
| Name | ACC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8107 CLIFFORD CT, LAUREL, MD 20723-2029 |
| Document Number | 0187750160 |
| Instrument Date | Jul 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8107 CLIFFORD CT LAUREL MD 207232029, LAUREL, MD 20723-2029 |
| Document Number | 0187750160 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 018775/000160 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 17, 2049 |
The 2026 property tax bill for 8107 Clifford Ct was $12,865 with a homeowner's exemption, up 3.2% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,865.00 (+3.15%) Homeowner's exemption | $849,467 (+2.94%) | $898,000 (+8.82%) Land $299,400 Building $598,600 |
| 2025 | $12,472.00 (+7.13%) | $825,200 Land $249,400 Building $575,800 | $825,200 Land $249,400 Building $575,800 |
| 2024 | $11,642.00 | ||
| 2023 | $709,733 | $825,200 Land $249,400 Building $575,800 | |
| 2022 | $7,341.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8107 Clifford Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8107 Clifford Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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