8107 4th St, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 8107 4th St, Laurel Hill, FL 32567

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,053 sqft · built 1972
Lot Size	0.286 acres (12,500 sqft)
Owner	Individual Name on File
Last Sale	$78,500 (Sep 2010)
Tax Bill	$385 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-6441-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-6441-6`
Alternative APN	`05-5N-22-0850-0038-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,053 sqft Heated Area
Gross Area	1,665 sqft
1st Floor Area	1,053 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	12,500 sqft (0.286 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8107 4TH ST
City	LAUREL HILL
State	FL
Zip	32567-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW L/H LOT 4 BLK 38
Legal Range	22
Legal Township	05N
Legal Section	05
Legal Subdivision	FAIRVIEW ADDN TO LH
Legal Block	38
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1079
Census Tract	20200

Owner

8107 4th St is owned and occupied by an individual who bought it in September 2010.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	8107 4TH ST, LAUREL HILL, FL 32567-2122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2010 · Amount on File
Deed Sale	Sep 8, 2010 · Amount on File
Deed Document Number	2656673
Deed Book / Page	2951 / 0980
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	8107 4TH ST, LAUREL HILL, FL 32567-2122
Transaction Type	Mortgage
Record Updated	Jun 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8107 4TH ST, LAUREL HILL, FL 32567-2122

Mortgage

Document Number	0036253873
Date	Jun 6, 2022
Book Page	3625/3873
Instrument	3555092

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 8107 4th St was $385 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Laurel Hill City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$385.00 Homeowner's exemption	$62,439	$99,586 Land $10,392 Building $89,194
2023	$369.00 (+1.65%) Homeowner's exemption	$58,912 (+3%)	$94,286 (+10.61%) Land $8,829 Building $85,457
2022	$363.00 Homeowner's exemption	$57,196	$85,241 Land $6,536 Building $78,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8107 4th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2009)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8107 4th St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Fidium Fiber DSL	50 / 10