8106 Straits Dr, Rowlett, TX 75088 Property Records

Dallas County property record for 8106 Straits Dr, Rowlett, TX 75088

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,604 sqft · built 1992
Lot Size	0.165 acres (7,198 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,456 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`440162400R01700`

Property Details

APN / Parcel Number

Primary APN	`440162400R01700`
Alternative APN	`44-01624-00R-017-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,604 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,198 sqft (0.165 acres)
Lot Dimensions	115 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	440162400R01700
Street Address	8106 STRAITS DR
City	ROWLETT
State	TX
Zip	75088-8348
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z340
Legal Description	PENINSULA 6 BLK R LOT 17 VOL92225/0758 EX111092 CO-DALLAS 0162400R01700 3440162400R
Legal Subdivision	PENINSULA 6
Legal Tract	1624
Legal Block	R
Legal Lot Number	17
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1017
Census Tract	18134

Owner

8106 Straits Dr is owned and occupied by two individuals.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8106 STRAITS DR, ROWLETT, TX 75088-8348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE BANK NA
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	8106 STRAITS DR, ROWLETT, TX 75088-8348
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700346256
Date	Dec 12, 2017
Instrument	201700346256

Lender

Name	CAPITAL ONE BANK NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	8106 STRAITS DR, ROWLETT, TX 75088-8348
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100163635
Date	Jun 3, 2021
Instrument	202100163635

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	8106 STRAITS DR, ROWLETT, TX 75088-8348
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100163634
Date	Jun 3, 2021
Instrument	202100163634

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8106 Straits Dr was $2,456 with exemptions applied, down 57.8% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Rowlett City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,820 (-) Land $80,000 Building $308,820	$388,820 (-) Land $80,000 Building $308,820
2025	$2,456.00 (-57.84%) Homeowner's exemption Senior Citizen's exemption	$388,820 Land $80,000 Building $308,820	$388,820 Land $80,000 Building $308,820
2024	$5,825.00 (+17.09%)
2023	$4,975.00 (-4.12%) Homeowner's exemption Senior Citizen's exemption	$371,760 Land $80,000 Building $291,760	$371,760 Land $80,000 Building $291,760
2022	$5,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8106 Straits Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8106 Straits Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROWLETT serves 68,123 people · EPA ID TX0570056
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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