8106 S Split Oak, Charleston (North Charleston), SC 29420 Property Records

Dorchester County property record for 8106 S Split Oak, Charleston, SC 29420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1986
Lot Size	0.262 acres (11,435 sqft)
Owner	Owner Name on Record
Tax Bill	$934 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Oct 2022 Mortgage + 1 more
APN	`172-08-12-082`

Property Details

APN / Parcel Number

Primary APN	`172-08-12-082`
Alternative APN	`R0056767`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area

Exterior

Year Built	Built 1986
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	11,435 sqft (0.262 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Coal

Location & Zoning

Account Number	R0056767
Old Parcel Number	1720812082
Street Address	8106 S SPLIT OAK
City	CHARLESTON
State	SC
Zip	29420-8568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2_DC
Legal Description	LOT 18 SUBD: PEPPERIDGE PH II BLK D
Legal Subdivision	PEPPERIDGE
Legal Phase	II
Legal Block	D
Legal Lot Number	18
Jurisdiction	DORCHESTER SC
Township / Civil Division	SUMMERVILLE
Census Block Group	5
Census Block	5004
Census Tract	10818

Owner

Source: Dorchester County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	8106 S SPLIT OAK, CHARLESTON, SC 29420-8568
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 28, 2022	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit HERITAGE TR FCU

Assessor's Deed Record

Last Sale	Jan 5, 2012
Deed Sale	Jan 5, 2012
Deed Document Number	0008133145
Deed Book / Page	8133 / 145
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	8106 S SPLIT OAK, CHARLESTON, SC 29420-8568
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8106 S SPLIT OAK, NORTH CHARLESTON, SC 29420-8568

Mortgage

Document Number	0148560230
Date	Aug 3, 2023
Book Page	14856/230
Instrument	2023015748

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	8106 S SPLIT OAK, CHARLESTON, SC 29420-8568
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144470104
Date	Oct 28, 2022
Book Page	14447/104
Instrument	2022027315

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER SC
Property Address	8106 S SPLIT OAK, CHARLESTON, SC 29420-8568
Document Number	1751/0236
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8106 S SPLIT OAK NORTH CHARLESTON SC 294208568, NORTH CHARLESTON, SC 29420-8568

Mortgage

Document Number	1751/0236
Date	Feb 20, 2019
Book Page	011751/000236
Instrument	3989

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 19, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Dorchester County
Unified School District	Dorchester School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$934.00 (-26.22%)	$11,660 (+65.96%) Land $2,000 Building $9,660	$291,504 (+65.96%) Land $50,000 Building $241,504
2024	$1,266.00 (+10.47%)
2023	$1,146.00 (+1.15%)	$7,026 (+19.49%) Land $1,600 Building $5,426	$175,648 (+19.43%) Land $40,000 Building $135,648
2022	$1,133.00	$5,880 Land $790 Building $5,090	$147,068 Land $19,771 Building $127,297

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: WOW Internet, Cable & Phone, Xfinity.

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