8106 Lowbank Dr, Naples, FL 34109 Property Records

Collier County property record for 8106 Lowbank Dr, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,644 sqft · built 1992
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Oct 2018)
Tax Bill	$261 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`721300 5 23B31`

Property Details

APN / Parcel Number

Primary APN	`721300 5 23B31`
Alternative APNs	`82660004422158950523` `82660004422`

Interior

Stories	1 Story
Building Area	1,644 sqft Living Area
1st Floor Area	1,644 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Lot Area	12,632 sqft (0.29 acres)

Exterior Amenities

Pool Area	300 sqft
Porch	Aluminum Porch
Porch Area	132 sqft
Deck Area	328 sqft

Location & Zoning

Street Address	8106 LOWBANK DR
City	NAPLES
State	FL
Zip	34109-0734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WILSHIRE LAKES PHASE ONE BLK 5 LOT 2
Legal Range	26
Legal Township	48
Legal Section	31
Legal Subdivision	WILSHIRE LAKES PHASE 1
Legal Phase	1
Legal Tract	721300
Legal Block	5
Legal Lot Number	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2002
Census Tract	10434

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8106 LOWBANK DR, NAPLES, FL 34109-0734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · VA Mortgage UNION CAPITAL MORTGAGE CORP
Aug 28, 2019	Deed of Trust, Mortgage · VA Mortgage UNION CAPITAL MORTGAGE CORP
Oct 26, 2018	Warranty Deed, Transfer · VA Mortgage UNION CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Prior Sale	Apr 4, 2008 · Amount on Record
Deed Document Number	20185629698
Deed Book / Page	5566 / 333
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8106 LOWBANK DR, NAPLES, FL 34109-0734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8106 LOWBANK DR, NAPLES, FL 34109-0734

Mortgage

Document Number	0058483325
Date	Nov 23, 2020
Book Page	5848/3325
Instrument	5958308

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	8106 LOWBANK DR, NAPLES, FL 34109-0734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056671800
Date	Aug 28, 2019
Book Page	5667/1800
Instrument	5758622

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company
Address	MENTOR, OH 44060

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 26, 2018
Property Address	8106 LOWBANK DR, NAPLES, FL 34109-0734
Document Number	0055660333
Book / Page	5566 / 0333
Map Reference	MB19 PG1-3
Instrument Date	Oct 11, 2018
Instrument	5629698
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 291, CEDAR, MI 49621-0291

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Et Ux (and Wife)
Address	PO BOX 141736, MIAMI, FL 33114-1736

Mortgage

Document Number	0005629699
Date	Oct 26, 2018
Instrument	5629699

Lender

Name	UNION CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$388,081 (+2.7%)	$557,040 (-24.03%) Land $418,320 Building $138,720
2025	$261.00 (-92.13%) Homeowner's exemption Disabled Person's exemption	$377,878 (+5.99%)	$733,234 (-13.56%) Land $504,000 Building $229,234
2023	$3,315.00 (-2.15%) Homeowner's exemption Veteran's exemption	$356,532 (+3%)	$848,214 (+64.15%) Land $567,000 Building $281,214
2022	$3,388.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$346,148	$516,739 Land $217,713 Building $299,026

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 214 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	214 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Stream Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications.

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