8106 Forest Shadow Cir, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 8106 Forest Shadow Cir, Cornelius, NC 28031

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,520 sqft · built 1994
Lot Size	0.252 acres (10,984 sqft)
Owner	Company Name on File
Tax Bill	$3,262 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-303-34`

Property Details

APN / Parcel Number

Primary APN	`005-303-34`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Heated Area
1st Floor Area	1,529 sqft
Upper Floors Area	1,081 sqft
Attic Area	331 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Architectural Style	Other
Exterior Material	Masonite
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,984 sqft (0.252 acres)
Garage Area	550 sqft
Deck Area	200 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	8106 FOREST SHADOW CIR
City	CORNELIUS
State	NC
Zip	28031-9267
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	L34 B4 M25-972
Legal Subdivision	STRATFORD FOREST 01 MAP PH 02
Legal Block	4
Legal Lot Number	34
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	3
Census Block	3015
Census Tract	6209

Owner

8106 Forest Shadow Cir is owned by a company that acquired it in December 2025 and is owner-occupied.

Source: Mecklenburg County records, as of January 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	8106 FOREST SHADOW CIR, CORNELIUS, NC 28031-9267
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer · Conventional Mortgage INVESTOR MORTGAGE FINANCE LLC
Aug 28, 2018	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025
Deed Sale	Dec 31, 2025
Prior Sale	Aug 28, 2018 · Amount on File
Deed Document Number	2025134942
Deed Book / Page	40114 / 541
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 31, 2025
Property Address	8106 FOREST SHADOW CIR, CORNELIUS, NC 28031-9267
Document Number	0000134942
Book / Page	40114 / 541
Map Reference	MB 25 PG 972
Instrument Date	Dec 31, 2025
Instrument	2025134942
Transaction Type	Transfer
Record Updated	Jan 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8106 FOREST SHADOW CIR, CORNELIUS, NC 28031-9267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8106 FOREST SHADOW CIR, CORNELIUS, NC 28031-9267

Mortgage

Document Number	0000134943
Date	Dec 31, 2025
Instrument	2025134943

Lender

Name	INVESTOR MORTGAGE FINANCE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.42%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.42%
Max Rate At Change	8.42%
Index	SOFR Average 30-Day
Max Rate	11.4%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 28, 2018
Property Address	8106 FOREST SHADOW CIR, CORNELIUS, NC 28031-9267
Document Number	0000109252
Book / Page	32937 / 052
Map Reference	MB25 PG972
Instrument Date	Aug 28, 2018
Instrument	2018109252
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11405 POTTERS ROW, 11405, CORNELIUS, NC 28031-8169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8106 FOREST SHADOW CIR, CORNELIUS, NC 28031-9267

Mortgage

Document Number	0000109253
Date	Aug 28, 2018
Instrument	2018109253

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Change Frequency	Annually
Min Rate At Change	6%
Index	5-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Cornelius Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$497,200 Land $100,000 Building $397,200
2024	$3,262.00
2023			$497,200 Land $100,000 Building $397,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8106 Forest Shadow Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8106 Forest Shadow Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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