8106 Bay Arbor Dr, Augusta, MI 49012 Property Records

Kalamazoo County property record for 8106 Bay Arbor Dr, Augusta, MI 49012

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,316 sqft · built 2007
Lot Size	0.13 acres (5,663 sqft)
Owner	Trust Name on Record
Last Sale	$293,500 (Sep 2020)
Tax Bill	$5,501 (2025)
Deeds & Mortgages	May 2020 Mortgage Sep 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-17-388-003`

Property Details

APN / Parcel Number

Primary APN	`04-17-388-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	1,316 sqft
Unfinished Basement	1,316 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Lot Area	5,663 sqft (0.13 acres)
Lot Width	52 ft Width
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8106 BAY ARBOR DR
City	AUGUSTA
State	MI
Zip	49012-9790
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	BAY ARBOR OF GULL LAKE CONDOMINIUM UNIT 3 SPLIT ON 06/08/2005 FROM 04-17-390-012;
Legal Subdivision	BAY ARBOR OF GULL LAKE
Legal Unit	3
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	2
Census Block	2001
Census Tract	2601

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on Record
Mailing Address	8106 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Sep 3, 2020	Warranty Deed, Transfer DEVON TITLE COMPANY
Jun 15, 2020	Quit Claim Deed, Transfer DEVON TITLE COMPANY
Jun 15, 2020	Warranty Deed, Transfer DEVON TITLE COMPANY
Nov 12, 2019	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Jun 15, 2020 · Amount on Record
Deed Document Number	202029520
Prior Transfer Date	Mar 20, 2020
Prior Transfer Doc	2020018256
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	8106 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020013928
Date	May 5, 2020
Instrument	2020-013928

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Sep 3, 2020
Property Address	8106 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Document Number	2020029520
Map Reference	DOC 2005-023343
Instrument Date	Aug 26, 2020
Instrument	2020-029520
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,524.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4040 GREENLEAF CIR, 4040, KALAMAZOO, MI 49008-2582

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	6310 N 32ND ST, RICHLAND, MI 49083-9425

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 15, 2020
Property Address	8106 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Document Number	2020018257
Map Reference	DOC 2005-023343
Instrument Date	Mar 20, 2020
Instrument	2020-018257
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8106 BAY ARBOR DR, AUGUSTA, MI 49012-9790

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 15, 2020
Property Address	8106 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Document Number	2020018256
Map Reference	DOC 2005-023343
Instrument Date	Mar 20, 2020
Instrument	2020-018256
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,322.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8106 BAY ARBOR DR, 8106, AUGUSTA, MI 49012-9790

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10619 COUNTRY CLUB DR, RICHLAND, MI 49083-9588

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 12, 2019
Property Address	8106 BAY ARBOR DR, AUGUSTA, MI 49012-9790
Document Number	2019033928
Map Reference	DOC 2005-023343
Instrument Date	Oct 31, 2019
Instrument	2019-033928
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	DEVON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,494.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10619 COUNTRY CLUB DR, 10619, RICHLAND, MI 49083-9588

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8106 BAY ARBOR DR, AUGUSTA, MI 49012-9790

Mortgage

Document Number	2019033929
Date	Nov 12, 2019
Instrument	2019-033929

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.99%
Index	1-Year LIBOR
Max Rate	8.99%

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,100 (+0.59%)	$338,200 (+0.59%)
2025	$5,501.00 (+64.36%) Homeowner's exemption	$168,100 (+6.93%)	$336,200 (+6.93%)
2023		$157,200	$314,400
2019	$3,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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