8106 Aspen Ct, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 8106 Aspen Ct, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,097 sqft · built 2018
Lot Size	0.962 acres (41,887 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Oct 2018)
Tax Bill	$3,410 (2024)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-282-40`

Property Details

APN / Parcel Number

Primary APN	`139-282-40`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,097 sqft Living Area
Gross Area	3,646 sqft
1st Floor Area	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Other
Lot Area	41,887 sqft (0.962 acres)
Garage Type	Attached
Garage Area	549 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8106 ASPEN CT
City	CHARLOTTE
State	NC
Zip	28227-7069
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L47 M72-322
Legal Subdivision	OAKBRIDGE AT WATERLEAF
Legal Block	2
Legal Lot Number	47
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1021
Census Tract	5715

Owner

Source: Mecklenburg County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8105 ASPEN CT, CHARLOTTE, NC 28227-7069
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Intrafamily Transfer, Transfer
Jan 19, 2024	Quit Claim Deed, Transfer Quitclaim
May 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Dec 16, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Deed Document Number	2018129765
Deed Book / Page	33044 / 270
Last Transfer Date	Sep 12, 2023
Transfer Doc	0000005036
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 19, 2024
Property Address	8106 ASPEN CT, MINT HILL, NC 28227-7069
Document Number	0000005008
Book / Page	38589 / 206
Instrument Date	Jan 17, 2024
Instrument	2024005008
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8106 ASPEN CT, CHARLOTTE, NC 28227-7069

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jan 19, 2024
Property Address	8106 ASPEN CT, MINT HILL, NC 28227-7069
Document Number	0000005036
Book / Page	38589 / 378
Instrument Date	Sep 12, 2023
Instrument	2024005036
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8105 ASPEN CT, CHARLOTTE, NC 28227-7069

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8106 ASPEN CT, MINT HILL, NC 28227-7069
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066861
Date	May 2, 2022
Book Page	37302/370
Instrument	2022066861

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Nov 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	8106 ASPEN CT, MINT HILL, NC 28227-7069
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000165157
Date	Dec 16, 2022
Book Page	37834/348
Instrument	2022165157

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$509,200 (-) Land $80,000 Building $429,200	$509,200 (-) Land $80,000 Building $429,200
2024	$3,410.00 (+8.56%)
2023	$3,141.00	$509,200 Land $80,000 Building $429,200	$509,200 Land $80,000 Building $429,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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