8105 Stephens, Center Line, MI 48015 Property Records

Macomb County property record for 8105 Stephens, Center Line, MI 48015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1934
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2021)
Tax Bill	$3,235 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-13-27-155-030`

Property Details

APN / Parcel Number

Primary APN	`01-13-27-155-030`
Alternative APN	`1327155030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	576 sqft
Basement Area	744 sqft
Unfinished Basement	744 sqft

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Exterior Material	Combination
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	105 ft deep x 70 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	8105 STEPHENS
City	CENTER LINE
State	MI
Zip	48015-1358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	STATE PARK SUBDIVISION LOTS 398 & 399
Legal Subdivision	STATE PARK SUBDIVISION
Legal Lot Number	398-399
Jurisdiction	MACOMB MI
Township / Civil Division	CENTER LINE
Census Block Group	5
Census Block	5017
Census Tract	268000

Owner

8105 Stephens is owned and occupied by an individual who bought it in July 2021.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	8105 STEPHENS, CENTER LINE, MI 48015-1358
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Oct 27, 2015 · Amount on File
Deed Document Number	20212213793
Deed Book / Page	27882 / 452
Prior Transfer Date	Jun 22, 2015
Prior Transfer Doc	0000132090
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 22, 2021
Property Address	8105 STEPHENS, CENTER LINE, MI 48015-1358
Document Number	2102213793
Book / Page	27882 / 452
Map Reference	LB 7 PG 62
Instrument Date	Jun 23, 2021
Instrument	202102213793
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8105 STEPHENS, 8105, CENTER LINE, MI 48015-1358

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8105 STEPHENS, CENTER LINE, MI 48015-1358

Mortgage

Document Number	2102213794
Date	Jul 22, 2021
Instrument	202102213794

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Mortgage

Document Number	2102213795
Date	Jul 22, 2021
Book Page	27882/465
Instrument	202102213795

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 8105 Stephens was $3,235 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Center Line City
Unified School District	Center Line Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,000 (+7.03%)	$134,000 (+7.03%)
2025	$3,235.00 Homeowner's exemption	$62,600	$125,200
2023		$52,300	$104,600
2022	$3,268.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8105 Stephens in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8105 Stephens has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WARREN serves 134,056 people · EPA ID MI0006900
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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