Frederick County property record for 8105 Ashford Ct, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,965 sqft · built 1988 |
| Lot Size | 0.387 acres (16,851 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $374,900 (Sep 2004) |
| Tax Bill | $5,532 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-431877 |
| Primary APN | 21-431877 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| Gross Area | 2,781 sqft |
| 1st Floor Area | 1,965 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,851 sqft (0.387 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 144 sqft |
| Patio Area | 442 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 431877 |
|---|---|
| Street Address | 8105 ASHFORD CT |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LOT 123 SEC 2 PLAT 3 16851 SQ FT CLOVER HILL III |
| Legal Subdivision | CLOVER HILL 03 |
| Legal Lot Number | 123 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 751201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 8105 ASHFORD CT, FREDERICK, MD 21702-2900 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 24, 2025 | Intrafamily Transfer, Transfer |
| Apr 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Aug 28, 2017 | Deed of Trust, Mortgage · Conventional with PMI EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2004 · Amount on Record |
| Deed Sale | Sep 2, 2004 · Amount on Record |
| Prior Sale | Oct 5, 1995 · Amount on Record |
| Deed Document Number | 200447109 |
| Deed Book / Page | 4827 / 217 |
| Last Transfer Date | Oct 6, 2025 |
| Transfer Doc | 0175730306 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 24, 2025 |
| Property Address | 8105 ASHFORD CT, FREDERICK, MD 21702-2900 |
| Document Number | 0175730306 |
| Book / Page | 17573 / 306 |
| Map Reference | MB 37 PG 52 |
| Instrument Date | Oct 6, 2025 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 8105 ASHFORD CT, FREDERICK, MD 21702-2900 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8105 ASHFORD CT, FREDERICK, MD 21702-2900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | TITLE RITE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0147740238 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 14774/238 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8105 ASHFORD CT, FREDERICK, MD 21702-2900 |
| Document Number | 0120180302 |
| Book / Page | 012018 / 000302 |
| Instrument Date | Aug 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2017 |
| Title Company | UNITED TITLE |
| Name | Verified Name |
|---|---|
| Address | 8105 ASHFORD CT FREDERICK MD 217022900, FREDERICK, MD 21702-2900 |
| Document Number | 0120180302 |
|---|---|
| Date | Sep 8, 2017 |
| Book Page | 012018/000302 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 7, 2032 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $487,400 (+9.4%) Land $142,900 Building $344,500 | $487,400 (-) Land $142,900 Building $344,500 | |
| 2025 | $5,532.00 (+11.17%) | $445,533 (+23.14%) | $487,400 (+34.72%) Land $142,900 Building $344,500 |
| 2024 | $4,976.00 (+14.97%) | ||
| 2023 | $4,328.00 | $361,800 Land $80,800 Building $281,000 | $361,800 Land $80,800 Building $281,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLOVERHILL 3 - CONSECUTIVE TO MD0100015 serves 888 people · EPA ID MD0100031 |
|---|---|
| Water Source | Purchased surface water from CITY OF FREDERICK |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2017) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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