Lenawee County property record for 8104 Stephenson Rd, Onsted, MI 49265
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,966 sqft · built 1995 |
| Lot Size | 9.15 acres (398,574 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (May 2013) |
| Tax Bill | $3,263 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | CA0-123-4850-00 |
| Primary APN | CA0-123-4850-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,966 sqft Living Area |
| 1st Floor Area | 1,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Cape Cod |
| Lot Area | 398,574 sqft (9.15 acres) |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 8104 STEPHENSON RD |
|---|---|
| City | ONSTED |
| State | MI |
| Zip | 49265-9627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | LD BEG AT SE COR SEC 23 RUNN TH W ALG S SEC LI 707.73 FT TH N 560.06 FT TH E 713.08 FT TO E LI SD SEC TH S 560 FT TO POB SEC |
| Jurisdiction | LENAWEE MI |
| Township / Civil Division | CAMBRIDGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 60301 |
8104 Stephenson Rd is owned and occupied by two individuals who bought it in May 2013.
Source: Lenawee County records, as of July 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8104 STEPHENSON RD, ONSTED, MI 49265-9627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jan 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2013 · Amount on File |
| Deed Sale | May 31, 2013 · Amount on File |
| Deed Book / Page | 2469 / 803 |
| Prior Transfer Date | Mar 21, 2006 |
| Prior Transfer Doc | 2320000998 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 8104 STEPHENSON RD, ONSTED, MI 49265-9627 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026250437 |
|---|---|
| Date | Sep 7, 2021 |
| Book Page | 2625/437 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LENAWEE MI |
| Property Address | 8104 STEPHENSON RD, ONSTED, MI 49265-9627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0026100103 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 2610/103 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 8104 Stephenson Rd was $3,263 with a homeowner's exemption, up 3% from the year before.
Source: Lenawee County assessment roll, as of July 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lenawee County |
| County Subdivision | Cambridge Township |
| Unified School District | Onsted Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,800 (+12.32%) | $313,600 (+12.32%) | |
| 2025 | $3,263.00 (+2.97%) Homeowner's exemption | $139,600 | $279,200 |
| 2024 | $3,169.00 | ||
| 2022 | $2,882.00 | $125,200 | $250,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8104 Stephenson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective August 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8104 Stephenson Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Mercury Fiber.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures