8104 S Spruce Ct, Centennial (Englewood), CO 80112 Property Records

Arapahoe County property record for 8104 S Spruce Ct, Centennial, CO 80112

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,593 sqft · built 1982
Lot Size	0.212 acres (9,235 sqft)
Owner	2 Individual Names on File
Last Sale	$583,200 (May 2019)
Tax Bill	$5,123 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2075-33-3-14-053`

Property Details

APN / Parcel Number

Primary APN	`2075-33-3-14-053`
Alternative APNs	`031926963` `31926963` `926963`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,593 sqft Living Area
Gross Area	3,951 sqft
1st Floor Area	1,305 sqft
2nd Floor Area	1,288 sqft
Basement Area	901 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	120 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	16 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	031926963
Street Address	8104 S SPRUCE CT
City	CENTENNIAL
State	CO
Zip	80112-3220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 066716 SUBDIVISIONNAME WILLOW CREEK 11TH FLG BLOCK 004 LOT 025 LOT 25 BLK 4 WILLOW CREEK 11TH FLG
Legal Range	67W
Legal Township	5S
Legal Section	33
Legal Quarter	3
Legal Subdivision	WILLOW CREEK 11TH FLG
Legal Block	004,4
Legal Lot Number	25
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	4
Census Block	4010
Census Tract	6709

Owner

8104 S Spruce Ct is owned and occupied by two individuals who bought it in May 2019.

Source: Arapahoe County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8104 S SPRUCE CT, CENTENNIAL, CO 80112-3220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 20, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on File
Deed Sale	May 20, 2019 · Amount on File
Prior Sale	Jan 1, 1984
Deed Document Number	201946287
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	8104 S SPRUCE CT, CENTENNIAL, CO 80112-3220
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8104 S SPRUCE CT, CENTENNIAL, CO 80112-3220

Mortgage

Document Number	00E1176500
Date	Nov 17, 2021
Instrument	E1176500

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	8104 S SPRUCE CT, CENTENNIAL, CO 80112-3220
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0126718
Date	Sep 23, 2020
Instrument	E0126718

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	8104 S SPRUCE CT, CENTENNIAL, CO 80112-3220
Document Number	00D9137249
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8104 S SPRUCE CT CENTENNIAL CO 801123220, CENTENNIAL, CO 80112-3220

Mortgage

Document Number	00D9137249
Date	Dec 13, 2019
Instrument	D9137249

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARAPAHOE CO
Recording Date	May 20, 2019
Property Address	8104 S SPRUCE CT, CENTENNIAL, CO 80112-3220
Document Number	00D9046287
Instrument Date	May 17, 2019
Instrument	D9046287
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	HOMESTEAD TITLE AND ESCROW, HOMESTEAD TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58.32
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8104 S SPRUCE CT CENTENNIAL CO 801123220, CENTENNIAL, CO 80112-3220

Mortgage

Document Number	D9046288
Date	May 20, 2019
Instrument	D9046288

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8104 S Spruce Ct was $5,123, up 13.3% from the year before.

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Cherry Creek School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,329 (-1.75%)	$721,900 (-) Land $250,000 Building $471,900
2025	$5,123.00 (+13.29%)	$45,119	$721,900 Land $250,000 Building $471,900
2024	$4,522.00
2023		$43,999	$711,700 Land $244,000 Building $467,700
2021	$3,997.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8104 S Spruce Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8104 S Spruce Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHGATE WSD serves 55,000 people · EPA ID CO0103721
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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