8104 Ray Smith Rd, Frederick, MD 21704 Property Records

Frederick County property record for 8104 Ray Smith Rd, Frederick, MD 21704 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Architecture Style	Conventional
Year Built	Built 1880
Square Footage	3,396 sqft Living Area
Lot Size	4.01 acres
Occupancy	Owner Occupied
Last Sale	$245,000 (2001)
Tax Bill	$6,050.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`28-539533`
Alternative APN	`539533`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,396 sqft Living Area
Gross Area	3,652 sqft Gross Area
1st Floor	1,940 sqft 1st Floor
Basement Area	3,456 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional Style
Exterior Material	Stone Exterior
Construction Type	Stone Construction
Roof Material	Composition Shingle Roof
Lot Area	174,676 sqft

Exterior Amenities

Shed	1 Shed
Shed Area	864 sqft Shed
Deck Area	192 sqft Deck
Porch	Enclosed Porch
Porch Area	248 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	539533
Street Address	8104 RAY SMITH RD
City	FREDERICK
State	MD
Zip	21704-6626
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	4.15 AC REICHS FORD RD.
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	3
Census Block	3000
Census Tract	751003

Owner

Source: Frederick County records · APN 28-539533

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8104 RAY SMITH RD, FREDERICK, MD 21704-6626
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2001 · Amount on Record
Deed Sale	Jul 20, 2001 · Amount on Record
Deed Doc Number	20014864
Deed Book / Page	2914 / 226
Last Transfer Date	Jan 21, 2026
Transfer Doc	0176960079
Record Refreshed	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 23, 2026
Property Address	8104 RAY SMITH RD, FREDERICK, MD 21704-6626
Document Number	0176960079
Book / Page	17696 / 79
Instrument Date	Jan 21, 2026
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	8104 RAY SMITH RD, FREDERICK, MD 21704-6626

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$530,900 (+3.03%)	$562,100 (+9.08%) Land $130,500 Building $431,600
2025	$6,050.00 (+5.99%) Homeowner's exemption	$515,300 (+15.01%) Land $105,000 Building $410,300	$515,300 (-) Land $105,000 Building $410,300
2024	$5,708.00 (+8.48%)
2023	$5,262.00 Homeowner's exemption	$448,033	$515,300 Land $105,000 Building $410,300

Flood & Wildfire

8104 Ray Smith Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Listed Area	Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.