8104 Cambridge Dr, Frederick, MD 21704 Property Records

Frederick County property record for 8104 Cambridge Dr, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,798 sqft · built 1965
Lot Size0.489 acres (21,344 sqft)
OwnerIndividual Name on Record
Last Sale$254,000 (Sep 2018)
Tax Bill$3,564 (2023)
Deeds & MortgagesMay 2021 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-544766

Property Details

APN / Parcel Number

Primary APN28-544766
Alternative APN
  • 544766

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,798 sqft Total Area
1st Floor Area1,392 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area21,344 sqft (0.489 acres)
Garage TypeCarport
Garage Area448 sqft
CarportCarport
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area576 sqft
PorchOpen Porch
Porch Area108 sqft
Patio Area423 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number544766
Street Address8104 CAMBRIDGE DR
CityFREDERICK
StateMD
Zip21704-6692
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionL 28 BK B.49 E/S CAMBRIDGE DR. TULIP HILL
Legal SubdivisionTULIP HILL
Legal BlockB
Legal Lot Number28
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group3
Census Block3001
Census Tract751003

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8104 CAMBRIDGE DR, FREDERICK, MD 21704-6692
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 27, 2018Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2018 · Amount on Record
Deed SaleSep 27, 2018 · Amount on Record
Prior SaleSep 21, 1993 · Amount on Record
Deed Document Number0012642487
Deed Book / Page12642 / 487
Record UpdatedJun 7, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8104 CAMBRIDGE DR, FREDERICK, MD 21704-6692
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address8104 CAMBRIDGE DR, FREDERICK, MD 21704-6692

Mortgage

Document Number0148960067
DateMay 17, 2021
Book Page14896/67
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueOct 1, 2048

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 27, 2018
Property Address8104 CAMBRIDGE DR, FREDERICK, MD 21704-6692
Document Number0126420487
Book / Page12642 / 0487
Map ReferenceLB1930 FO1326
Instrument DateSep 14, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$635.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8104 CAMBRIDGE DR, FREDERICK, MD 21704-6692
InvestorPossibly a Property Investor

Mortgage

Document Number0012642495
DateSep 27, 2018
Instrument12642/495
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,564.00$291,500$336,900 Land $101,300 Building $235,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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