8103 Summer Gate Ct, Jacksonville, FL 32256 Property Records

Duval County property record for 8103 Summer Gate Ct, Jacksonville, FL 32256

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,248 sqft · built 2008
Lot Size	0.026 acres (1,119 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jan 2026)
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167746-5455`

Property Details

APN / Parcel Number

Primary APN	`167746-5455`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	1,357 sqft
1st Floor Area	576 sqft
Upper Floors Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	1,119 sqft (0.026 acres)
Porch	Finished Screened Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8103 SUMMER GATE CT
City	JACKSONVILLE
State	FL
Zip	32256-3947
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	59-144 20-3S-28E .03 SUMMERFIELD LOT 9F
Legal Range	28E
Legal Township	03S
Legal Section	20
Legal Subdivision	SUMMERFIELD
Legal Lot Number	9F
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1006
Census Tract	14424

Owner

8103 Summer Gate Ct is owned by an individual who bought it in January 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	3638 SUMMERLIN LN, JACKSONVILLE, FL 32224-1637
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST COAST MORTGAGE FUNDING LLC
Aug 23, 2021	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on File
Deed Sale	Jan 20, 2026 · Amount on File
Prior Sale	Aug 23, 2021 · Amount on File
Deed Document Number	202615416
Deed Book / Page	21763 / 1573
Prior Transfer Date	Jun 4, 2010
Prior Transfer Doc	0152651754
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 20, 2026
Property Address	8103 SUMMER GATE CT, JACKSONVILLE, FL 32256-3947
Document Number	0217631573
Book / Page	21763 / 1573
Map Reference	MB 59 PG 144-149
Instrument Date	Jan 16, 2026
Instrument	2026015416
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	HOMEGUARD TITLE AND TRUST, HOMEGUARD TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1445 EDGEWOOD CIR, JACKSONVILLE, FL 32205-7762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3638 SUMMERLIN LN, JACKSONVILLE, FL 32224-1637

Mortgage

Document Number	0217631575
Date	Jan 20, 2026
Instrument	21763/1575

Lender

Name	FIRST COAST MORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 23, 2021
Property Address	8103 SUMMER GATE CT, JACKSONVILLE, FL 32256-3947
Document Number	0198751072
Book / Page	19875 / 1072
Map Reference	MB 59 PG 144-149
Instrument Date	Aug 9, 2021
Instrument	2021218727
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1227 SAINT MONET DR, 1227, IRVING, TX 75038-3731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8103 SUMMER GATE CT, JACKSONVILLE, FL 32256-3947

Mortgage

Document Number	0198751074
Date	Aug 23, 2021
Instrument	19875/1074

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 8103 Summer Gate Ct was $2,817, up 2.7% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,414 (-8.43%) Land $60,000 Building $122,414	$182,414 (-13.28%) Land $60,000 Building $122,414
2025	$2,817.00 (+2.66%) Homeowner's exemption	$199,198	$210,343 Land $70,000 Building $140,343
2024	$2,744.00 (+3.24%)
2023	$2,658.00 (+10.15%) Homeowner's exemption	$187,947 (+3%)	$213,543 (+17.03%) Land $65,000 Building $148,543
2022	$2,413.00 Homeowner's exemption	$182,473 Land $35,000 Building $147,473	$182,473 Land $35,000 Building $147,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8103 Summer Gate Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	3 (2017–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8103 Summer Gate Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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