8103 N Ash Ln, Spokane, WA 99208 Property Records

Spokane County property record for 8103 N Ash Ln, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2007
Lot Size	0.188 acres (8,167 sqft)
Owner	Individual Name on File
Last Sale	$211,835 (Mar 2008)
Tax Bill	$450 (2026)
Deeds & Mortgages	May 2024 Reverse Mortgage May 2023 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26244.2403`

Property Details

APN / Parcel Number

Primary APN	`26244.2403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,568 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,167 sqft (0.188 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	96 sqft
Canopy	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8103 N ASH LN
City	SPOKANE
State	WA
Zip	99208-5877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	SUMMERHILL 1ST ADD LT 3 BLK 5
Legal Range	42E
Legal Township	26N
Legal Section	24
Legal Subdivision	SUMMERHILL 1ST ADD
Legal Block	5
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	10701

Owner

8103 N Ash Ln is owned and occupied by an individual who bought it in March 2008.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	8103 N ASH LN, SPOKANE, WA 99208-5877
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
May 10, 2023	Deed of Trust, Mortgage · Reverse Mortgage GUILD MORTGAGE CO
Sep 12, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Sep 12, 2018	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2008 · Amount on File
Deed Sale	Mar 21, 2008 · Amount on File
Deed Document Number	20085654805
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8103 N ASH LN, SPOKANE, WA 99208-5877
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007347383
Date	May 6, 2024
Instrument	7347383

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	855 Months
Due	Aug 5, 2095

Interest

Rate Type	Adjustable Rate
Rate	7.04%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8103 N ASH LN, SPOKANE, WA 99208-5877
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8103 N ASH LN, SPOKANE, WA 99208-5877

Mortgage

Document Number	0007283379
Date	May 10, 2023
Instrument	7283379

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	867 Months
Due	Aug 5, 2095

Interest

Rate Type	Adjustable Rate
Rate	7.42%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	17.4%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8103 N ASH LN, SPOKANE, WA 99208-5877
Document Number	0006744359
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8103 N ASH LN SPOKANE WA 992085877, SPOKANE, WA 99208-5877

Mortgage

Document Number	0006744359
Date	Sep 17, 2018
Instrument	6744359

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Sep 16, 2095

Interest

Rate Type	Adjustable Rate
Rate	5.34%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8103 N ASH LN, SPOKANE, WA 99208-5877
Document Number	0006744360
Instrument Date	Sep 12, 2018
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8103 N ASH LN SPOKANE WA 992085877, SPOKANE, WA 99208-5877

Mortgage

Document Number	0006744360
Date	Sep 17, 2018
Instrument	6744360

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	924 Months
Due	Sep 16, 2095

Interest

Rate Type	Adjustable Rate
Rate	5.34%

Tax Assessment & Valuation

The 2026 property tax bill for 8103 N Ash Ln was $450 with a senior citizen's exemption, up 13.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$450.00 (+13.64%) Senior Citizen's exemption	$401,600 Land $120,000 Building $281,600	$401,600 Land $120,000 Building $281,600
2025	$396.00 Disabled Person's exemption Senior Citizen's exemption
2024		$408,400 (+38.16%) Land $110,000 Building $298,400	$408,400 (+38.16%) Land $110,000 Building $298,400
2023	$391.00 (-16.27%) Disabled Person's exemption Senior Citizen's exemption	$295,600 Land $54,000 Building $241,600	$295,600 Land $54,000 Building $241,600
2022	$467.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8103 N Ash Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8103 N Ash Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, TDS Telecom.

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