8103 Hamilton Mill Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 8103 Hamilton Mill Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,134 sqft · built 1996
Lot Size	0.294 acres (12,840 sqft)
Owner	Individual Name on Record
Last Sale	$424,500 (Dec 2025)
Tax Bill	$1,487 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149N B 038`

Property Details

APN / Parcel Number

Primary APN	`149N B 038`
Alternative APN	`0000136345`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,134 sqft Living Area

Exterior

Year Built	Built 1996
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,840 sqft (0.294 acres)
Lot Dimensions	107 ft deep x 120 ft wide
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000136345
Street Address	8103 HAMILTON MILL DR
City	CHATTANOOGA
State	TN
Zip	37421-2766
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 45 HAMILTON MILL SUB PB54 PG2 REV 54-4 OUT OF 149O-G-4.01 FOR 1995
Legal Subdivision	HAMILTON MILL SUB
Legal Lot Number	45
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	11321

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8103 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Warranty Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Sep 10, 2020	Deed of Trust, Mortgage · Conventional with PMI HIGHLANDS RESID'L MTG
Oct 25, 2017	Warranty Deed, Transfer · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Oct 25, 2017 · Amount on Record
Deed Document Number	2025121800135
Deed Book / Page	14142 / 435
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 18, 2025
Property Address	8103 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766
Document Number	0000000135
Book / Page	14142 / 435
Map Reference	MB 54 PG 4
Instrument Date	Dec 16, 2025
Instrument	2025121800135
Transaction Type	Transfer
Record Updated	Dec 29, 2025
Title Company	UNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8103 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766

Mortgage

Document Number	0014142439
Date	Dec 18, 2025
Instrument	14142/439

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	8103 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766
Document Number	0916000248
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8103 HAMILTON MILL DR CHATTANOOGA TN 374212766, CHATTANOOGA, TN 37421-2766

Mortgage

Document Number	0916000248
Date	Sep 16, 2020
Book Page	012154/000396
Instrument	200916000248

Lender

Name	HIGHLANDS RESID'L MTG
Type	Mortgage Company
Address	DALLAS, TX 75243

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 25, 2017
Property Address	8103 HAMILTON MILL DR, CHATTANOOGA, TN 37421-2766
Document Number	0000000096
Book / Page	011186 / 000901
Instrument Date	Oct 23, 2017
Instrument	96
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8103 HAMILTON MILL DR CHATTANOOGA TN 374212766, CHATTANOOGA, TN 37421-2766

Mortgage

Document Number	97
Date	Oct 25, 2017
Book Page	011186/000905
Instrument	97

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 24, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,487.00 (-1.33%)	$98,125 (+45.64%)	$392,500 (+45.64%) Land $70,000 Building $322,500
2024	$1,507.00	$67,375 (-)	$269,500 (-) Land $55,000 Building $214,500
2023	$1,507.00	$67,375 (-)	$269,500 (-) Land $55,000 Building $214,500
2022	$1,507.00	$67,375	$269,500 Land $55,000 Building $214,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1994–2025)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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