8103 190th St SW, Edmonds, WA 98026 Property Records

Snohomish County property record for 8103 190th St SW, Edmonds, WA 98026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,582 sqft · built 1956
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$435,000 (Mar 2017)
Tax Bill$6,298 (2026)
Deeds & MortgagesOct 2023 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4816-001-008-02

Property Details

APN / Parcel Number

Primary APN4816-001-008-02
Alternative APNs
  • 004816-001-008-02
  • 48160010080204
  • 1108527

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Units2 Units
Stories1 Story
Building Area1,582 sqft Living Area
Gross Area2,050 sqft
1st Floor Area1,582 sqft
Bonus RoomBonus Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas
SewerConnected

Location & Zoning

Account Number1108527
Street Address8103 190TH ST SW
CityEDMONDS
StateWA
Zip98026-6029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionOSCAR E JENSENS SEATTLE SUB TRS BLK 001 D-02 - W 100FT OF LOT 8
Legal Section18
Legal SubdivisionOSCAR E JENSENS SEATTLE SUB TRS
Legal Block001 D
Legal Lot Number8
JurisdictionSNOHOMISH WA
Township / Civil DivisionEDMONDS
Census Block Group2
Census Block2003
Census Tract50300

Owner

8103 190th St SW is owned and occupied by two individuals who bought it in March 2017.

Source: Snohomish County records, as of September 18, 2026

Owner of Record2 Individual Names on File
Mailing Address8103 190TH ST SW, EDMONDS, WA 98026-6029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 26, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
CORNERSTONE HM LNDG
Mar 10, 2017Warranty Deed, Transfer · Conventional Mortgage
HOMESTREET BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2017 · Amount on File
Deed SaleMar 10, 2017 · Amount on File
Prior SaleMay 11, 2006 · Amount on File
Deed Document Number2017321
Prior Transfer DateMay 1, 2006
Prior Transfer Doc0000000168
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address8103 190TH ST SW, EDMONDS, WA 98026-6029
Transaction TypeMortgage
Record UpdatedNov 8, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address8103 190TH ST SW, EDMONDS, WA 98026-6029

Mortgage

Document Number0000000223
DateOct 26, 2023
Instrument202310260223
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueSep 22, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSNOHOMISH WA
Property Address8103 190TH ST SW, EDMONDS, WA 98026-6029
Document Number0000000299
Instrument DateMay 14, 2020
Transaction TypeMortgage
Record UpdatedMay 29, 2020
Title CompanyNEXTITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8103 190TH ST SW EDMONDS WA 980266029, EDMONDS, WA 98026-6029

Mortgage

Document Number0000000299
DateMay 20, 2020
Instrument202005200299
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 19, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSNOHOMISH WA
Recording DateMar 10, 2017
Property Address8103 190TH ST SW, EDMONDS, WA 98026-6029
Document Number0000000321
Map ReferenceVOL9 PG8
Instrument DateMar 7, 2017
Instrument201703100321
Transaction TypeTransfer
Record UpdatedMay 19, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,748.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8103 190TH ST SW, EDMONDS, WA 98026-6029

Mortgage

Document Number0000000322
DateMar 10, 2017
Instrument201703100322
Lender
NameHOMESTREET BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 8103 190th St SW was $6,298.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateWashington
CountySnohomish County
MunicipalityEdmonds City
Unified School DistrictEdmonds School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,298.00$788,900 Land $573,000 Building $215,900$788,900 Land $573,000 Building $215,900
2023$4,939.00 (+8.34%)$724,900 (+31.7%) Land $472,000 Building $252,900$724,900 (+31.7%) Land $472,000 Building $252,900
2022$4,559.00$550,400 Land $336,000 Building $214,400$550,400 Land $336,000 Building $214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8103 190th St SW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8103 190th St SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDMONDS
serves 34,065 people · EPA ID WA5322500
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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