81028 Jessica Way, Indio, CA 92201 Property Records

Riverside County property record for 81028 Jessica Way, Indio, CA 92201

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,863 sqft · built 1990
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$4,359 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`608-250-002`

Property Details

APN / Parcel Number

Primary APN	`608-250-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,863 sqft Living Area
Gross Area	2,325 sqft
1st Floor Area	1,863 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Roof Material	Gravel
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	81028 JESSICA WAY
City	INDIO
State	CA
Zip	92201-3709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 MB 208/048 TR 23530
Legal Subdivision	TRACT NO 23530
Legal Tract	23530
Legal Lot Number	2
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	3
Census Block	3000
Census Tract	45213

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	81028 JESSICA WAY, INDIO, CA 92201-3709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Affidavit of Death of Joint Tenant, Transfer
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
May 17, 2017	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Feb 14, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 6, 2019	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 11, 2008
Transfer Doc	0000026631
Record Updated	Sep 20, 2026

November 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 3, 2025
Property Address	81028 JESSICA WAY, INDIO, CA 92201-3709
Document Number	0000338480
Map Reference	MB 208 PG 48
Instrument Date	Nov 3, 2025
Instrument	2025-0338480
Transaction Type	Transfer
Record Updated	Nov 14, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81028 JESSICA WAY, INDIO, CA 92201-3709

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81028 JESSICA WAY, INDIO, CA 92201-3709
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81028 JESSICA WAY, INDIO, CA 92201-3709

Mortgage

Document Number	0000367645
Date	Jun 17, 2021
Instrument	2021-0367645

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81028 JESSICA WAY, INDIO, CA 92201-3709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000197893
Date	May 17, 2017
Instrument	2017-0197893

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81028 JESSICA WAY, INDIO, CA 92201-3709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055530
Date	Feb 14, 2018
Instrument	2018-0055530

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	81028 JESSICA WAY, INDIO, CA 92201-3709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000453555
Date	Nov 6, 2019
Instrument	2019-0453555

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,678 (+2%) Land $44,182 Building $194,496
2025	$4,359.00 (-0.39%)	$233,999 (+4.04%) Land $43,316 Building $190,683
2024	$4,376.00 (+11.24%)
2023	$3,934.00 (+4.32%) Homeowner's exemption	$224,915 Land $41,635 Building $183,280
2022	$3,771.00
2021			$423,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 815 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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