Ocean County and Harvey Cedars Borough property record for 8101 Bay Ter, Harvey Cedars, NJ 08008
| Property Type | Commercial |
|---|---|
| Details | built 1987 |
| Lot Size | 0.449 acres (19,573 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $9,056 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00066-0000-00001 |
| Primary APN | 10-00066-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 3 Stories |
|---|
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 19,573 sqft (0.449 acres) |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 11030 |
|---|---|
| Street Address | 8101 BAY TER |
| City | HARVEY CEDARS |
| State | NJ |
| Zip | 08008-5939 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | R-A |
| Legal Description | IRR |
| Legal Block | 66 |
| Legal Lot Number | 1 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | HARVEY CEDARS |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 738100 |
Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8101 BAY TER, HARVEY CEDARS, NJ 08008-5939 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 8101 BAY TER, HARVEY CEDARS, NJ 08008-5939 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8101 BAY TER, HARVEY CEDARS, NJ 08008-5939 |
| Document Number | 0187090836 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 18709/836 |
| Instrument | 2021143080 |
| Name | 1ST CONSTITUTION BANK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| Municipality | Harvey Cedars Borough |
| Elementary School District | Long Beach Island School District (KG - 06) |
| Secondary School District | Southern Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $814,400 (-) Land $772,000 Building $42,400 | $814,400 (-) Land $772,000 Building $42,400 | |
| 2025 | $9,056.00 (-1.16%) | $814,400 (-) Land $772,000 Building $42,400 | $814,400 (-) Land $772,000 Building $42,400 |
| 2024 | $9,162.00 (+16.34%) | ||
| 2023 | $814,400 Land $772,000 Building $42,400 | $814,400 Land $772,000 Building $42,400 | |
| 2022 | $7,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 161 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 163 units insured incl. 2 condo units |
| Nearby Flood Claims | 245 (1979–2025) |
| Claims Outside the SFHA | 1 of 245 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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