8100 Chelaberry Ct, Gaithersburg, MD 20879 Property Records

Montgomery County property record for 8100 Chelaberry Ct, Gaithersburg, MD 20879

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,930 sqft · built 1991
Lot Size	0.062 acres (2,700 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Mar 2011)
Tax Bill	$4,902 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-02812592`

Property Details

APN / Parcel Number

Primary APN	`09-02812592`
Alternative APN	`02812592`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,930 sqft Living Area
1st Floor Area	802 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,700 sqft (0.062 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02812592
Street Address	8100 CHELABERRY CT
City	GAITHERSBURG
State	MD
Zip	20879-5376
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PNZ
Legal Description	FLOWER HILL 16758/52
Legal Subdivision	FLOWER HILL
Legal Block	Y
Legal Lot Number	20
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1005
Census Tract	700730

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8100 CHELABERRY CT, GAITHERSBURG, MD 20879-5376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2011 · Amount on Record
Deed Sale	Mar 30, 2011 · Amount on Record
Prior Sale	Mar 30, 2011 · Amount on Record
Deed Book / Page	41377 / 479
Transfer Doc	0167580057
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	8100 CHELABERRY CT, GAITHERSBURG, MD 20879-5376
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	EAGLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0579950273
Date	Aug 9, 2019
Book Page	57995/273

Lender

Name	FINANCIAL FREEDOM MORTGAGE LLC
Type	Mortgage Company
Address	MARLTON, NJ 08053

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Aug 1, 2024
Change Frequency	Annually
Min Rate At Change	7%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Margin	7
Max Rate	11.8%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,900 (+6.43%) Land $150,000 Building $262,900	$412,900 (-) Land $150,000 Building $262,900
2025	$4,902.00 (+8.09%)	$387,967 (+14.75%)	$412,900 (+22.12%) Land $150,000 Building $262,900
2024	$4,535.00 (+14.81%)
2023		$338,100 Land $150,000 Building $188,100	$338,100 Land $150,000 Building $188,100
2022	$3,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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