McHenry County property record for 810 Wildrose Dr, Cary, IL 60013
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,860 sqft · built 1990 |
| Lot Size | 0.251 acres (10,935 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $385,000 (Jun 2003) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-07-429-022 |
| Primary APN | 20-07-429-022 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,860 sqft |
| Gross Area | 4,123 sqft |
| 1st Floor Area | 1,421 sqft |
| 2nd Floor Area | 1,439 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Brick/Wood |
| Lot Area | 10,935 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 810 WILDROSE DR |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-3132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2003R0077370 LT 56 THE PINES UNIT 2 |
| Legal Range | 09E |
| Legal Township | 43N |
| Legal Section | 07 |
| Legal Subdivision | PINES 02 |
| Legal Block | 429 |
| Legal Lot Number | 56 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 871307 |
The current owner of 810 Wildrose Dr bought it in June 2003.
Source: McHenry County records, as of May 13, 2024
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 810 WILDROSE DR, CARY, IL 60013-3132 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Jun 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Jun 17, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Aug 1, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST MIDWEST BANK |
| Apr 27, 2017 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2003 · Amount on File |
| Deed Sale | Jun 13, 2003 · Amount on File |
| Prior Sale | Aug 20, 2001 |
| Deed Document Number | 2003R0077370 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 810 WILDROSE DR, CARY, IL 60013-3132 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Name | Verified Name |
|---|---|
| Address | 810 WILDROSE DR, CARY, IL 60013-3132 |
| Document Number | 0000026164 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025R0026164 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.27% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 810 WILDROSE DR, CARY, IL 60013-3132 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030312 |
|---|---|
| Date | Jun 3, 2021 |
| Instrument | 2021R0030312 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 810 WILDROSE DR, CARY, IL 60013-3132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017636 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 2019R0017636 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 16, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 810 WILDROSE DR, CARY, IL 60013-3132 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000028378 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017R0028378 |
| Name | FIRST MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | ITASCA, IL 60143 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 19, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Min Rate At Change | 4% |
| Index | 3-Month LIBOR |
| Margin | 4 |
| Max Rate | 18% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 810 WILDROSE DR, CARY, IL 60013-3132 |
| Document Number | 0000015793 |
| Instrument Date | Apr 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2017 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 810 WILDROSE DR CARY IL 600133132, CARY, IL 60013-3132 |
| Document Number | 0000015793 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 15793 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Municipality | Cary Village |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $124,623 Land $31,795 Building $92,828 | $373,869 Land $95,385 Building $278,484 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 810 Wildrose Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 810 Wildrose Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARY serves 17,826 people · EPA ID IL1110100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
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