810 Washington St, Cambridge, MD 21613 Property Records

Dorchester County property record for 810 Washington St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1915
Lot Size	0.06 acres (2,609 sqft)
Owner	Individual Name on File
Last Sale	$89,000 (Mar 2026)
Tax Bill	$830 (2026)
Deeds & Mortgages	May 2022 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-125631`

Property Details

APN / Parcel Number

Primary APN	`07-125631`
Alternative APNs	`7125631` `125631`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	672 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Metal
Lot Area	2,609 sqft (0.06 acres)
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	125631
Street Address	810 WASHINGTON ST
City	CAMBRIDGE
State	MD
Zip	21613-2626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 2,609 SQ FT 810 WASHINGTON STREET CAMBRIDGE
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	3
Census Block	3005
Census Tract	970600

Owner

810 Washington St is owned and occupied by an individual who bought it in March 2026.

Source: Dorchester County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	810 WASHINGTON ST, CAMBRIDGE, MD 21613-2626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage SHORE UNITED BANK NA
Mar 11, 2026	Deed, Transfer · USDA Mortgage NEIGHBORS BANK
Apr 22, 2022	Deed, Transfer · Commercial Mortgage SHORE UNITED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2026 · Amount on File
Deed Sale	Mar 11, 2026 · Amount on File
Prior Sale	May 13, 2022 · Amount on File
Deed Book / Page	2001 / 224
Prior Transfer Date	Apr 20, 2022
Prior Transfer Doc	1742000391
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	810 WASHINGTON ST, CAMBRIDGE, MD 21613-2626
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017420397
Date	May 13, 2022
Book Page	1742/397

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	EASTON, MD 21601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Mar 11, 2026
Property Address	810 WASHINGTON ST, CAMBRIDGE, MD 21613-2626
Document Number	0020010224
Book / Page	2001 / 224
Instrument Date	Mar 6, 2026
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 WASHINGTON ST, CAMBRIDGE, MD 21613-2626

Mortgage

Document Number	0002001230
Date	Mar 11, 2026
Instrument	2001/230

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 22, 2022
Property Address	810 WASHINGTON ST, CAMBRIDGE, MD 21613-2626
Document Number	0017360338
Book / Page	1736 / 338
Map Reference	LB 1700 FO 246
Instrument Date	Apr 20, 2022
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 MARLBORO AVE STE 14, 14, EASTON, MD 21601-2735

Mortgage

Document Number	0017360342
Date	Apr 22, 2022
Book Page	1736/342

Lender

Name	SHORE UNITED BANK NA
Type	Bank
Address	GLEN BURNIE, MD 21060

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 810 Washington St was $830, up 0.2% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$830.00 (+0.24%)	$44,433 (+0.76%)	$45,100 (+2.27%) Land $5,100 Building $40,000
2025	$828.00	$44,100 Land $5,100 Building $39,000	$44,100 Land $5,100 Building $39,000
2023	$519.00	$28,100	$44,100 Land $5,100 Building $39,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 810 Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Washington St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, T-Mobile, Verizon.

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