810 W Walnut St, Lodi, CA 95240 Property Records

San Joaquin County property record for 810 W Walnut St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,855 sqft · built 1946
Lot Size	0.143 acres (6,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,822 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`037-180-280-000`

Property Details

APN / Parcel Number

Primary APN	`037-180-280-000`
Alternative APN	`037-180-28`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,855 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,240 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	037-180-28
Street Address	810 W WALNUT ST
City	LODI
State	CA
Zip	95240-3305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUTCHINS HOMESTEAD ADD MAP C3 30-34BLK 2 LOT 3
Legal Subdivision	HUTCHINS HOMESTEAD ADD
Legal Block	3
Legal Lot Number	3
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3024
Census Tract	4204

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	810 W WALNUT ST, LODI, CA 95240-3305
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Feb 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 17, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 9, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
May 8, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 6, 2018	Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2019
Deed Sale	May 8, 2019
Prior Sale	Nov 7, 2016 · Amount on Record
Deed Document Number	201946745
Prior Transfer Date	May 3, 2019
Prior Transfer Doc	0000046745
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	810 W WALNUT ST, LODI, CA 95240-3305
Transaction Type	Mortgage
Record Updated	Aug 4, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 W WALNUT ST, LODI, CA 95240-3305

Mortgage

Document Number	0000090103
Date	Jul 27, 2022
Instrument	2022-090103

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	810 W WALNUT ST, LODI, CA 95240-3305
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	WFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 W WALNUT ST, LODI, CA 95240-3305

Mortgage

Document Number	0000015544
Date	Feb 4, 2022
Instrument	2022-015544

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	810 W WALNUT ST, LODI, CA 95240-3305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034020
Date	Mar 17, 2020
Instrument	2020-034020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	810 W WALNUT ST, LODI, CA 95240-3305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 W WALNUT ST, LODI, CA 95240-3305

Mortgage

Document Number	0000116187
Date	Sep 9, 2020
Instrument	2020-116187

Lender

Name	BBVA USA
Type	Bank
Address	HOUSTON, TX 77210

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 24, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 8, 2019
Property Address	810 W WALNUT ST, LODI, CA 95240-3305
Document Number	0000046745
Map Reference	VOL 11 PG 9
Instrument Date	May 3, 2019
Instrument	2019-046745
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	810 W WALNUT ST, LODI, CA 95240-3305

Mortgage

Document Number	0000046746
Date	May 8, 2019
Instrument	2019-046746

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	810 W WALNUT ST, LODI, CA 95240-3305
Document Number	0000016490
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	NORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	810 W WALNUT ST LODI CA 952403305, LODI, CA 95240-3305

Mortgage

Document Number	0000016490
Date	Feb 12, 2018
Instrument	16490

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 11, 2033

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,822.00 (+0.32%)
2025	$7,797.00 (+4.11%)	$719,556 (+4.04%) Land $251,844 Building $467,712
2023	$7,489.00 (+2.27%)	$691,616 Land $242,065 Building $449,551	$965,520
2022	$7,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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