810 W Locust St, Bloomington, IL 61701 Property Records

McLean County property record for 810 W Locust St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,231 sqft · built 1910
Lot Size	0.18 acres (7,842 sqft)
Owner	Individual Name on Record
Last Sale	$17,000 (May 2019)
Tax Bill	$2,629 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-280-002`

Property Details

APN / Parcel Number

Primary APN	`21-05-280-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,231 sqft Living Area
Gross Area	2,191 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,842 sqft (0.18 acres)
Lot Dimensions	150 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	810 W LOCUST ST
City	BLOOMINGTON
State	IL
Zip	61701-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GAP3
Legal Description	WESTERN ADD LOT 5 BLK 18
Legal Range	02E
Legal Township	23N
Legal Section	05
Legal Subdivision	WESTERN ADD
Legal Block	18
Legal Lot Number	5
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1001
Census Tract	1500

Owner

Source: McLean County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	810 W LOCUST ST, BLOOMINGTON, IL 61701-2806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Feb 28, 2024	Intrafamily Transfer, Transfer
May 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2019 · Amount on Record
Deed Sale	May 3, 2019 · Amount on Record
Prior Sale	Sep 7, 2006 · Amount on Record
Deed Document Number	20196557
Last Transfer Date	Feb 22, 2024
Transfer Doc	0000002393
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Apr 14, 2026
Property Address	810 W LOCUST ST, BLOOMINGTON, IL 61701-2806
Document Number	202600004924
Instrument Date	Mar 21, 2026
Instrument	20264924
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 W LOCUST ST, BLOOMINGTON, IL 61701-2806

Mortgage

Document Number	0000004924,
Date	Apr 14, 2026
Instrument	20264924

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLEAN IL
Recording Date	Feb 28, 2024
Property Address	810 W LOCUST ST, BLOOMINGTON, IL 61701-2806
Document Number	202400002393
Instrument Date	Feb 22, 2024
Instrument	2024-00002393
Transaction Type	Transfer
Record Updated	Mar 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 W LOCUST ST, BLOOMINGTON, IL 61701-2806

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLEAN IL
Recording Date	May 3, 2019
Property Address	810 W LOCUST ST, BLOOMINGTON, IL 61701-2806
Document Number	201900006557
Instrument Date	Apr 26, 2019
Instrument	2019-00006557
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$25.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 HARRY DR, BLOOMINGTON, IL 61701-7708

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,184 (+28.03%) Land $10,075 Building $25,109	$105,552 (+28.03%) Land $30,225 Building $75,327
2024	$2,629.00 (+14.5%)
2023	$2,296.00 (+0.92%)	$27,481 (+2.62%) Land $7,869 Building $19,612	$82,443 (+2.62%) Land $23,607 Building $58,836
2022	$2,275.00	$26,779 Land $7,668 Building $19,111	$80,337 Land $23,004 Building $57,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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