810 W 3rd St, Sumner, IA 50674 Property Records

Bremer County property record for 810 W 3rd St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,349 sqft · built 1950
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$115,000 (Jun 2021)
Tax Bill$1,798 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN04-23-453-009

Property Details

APN / Parcel Number

Primary APN04-23-453-009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,349 sqft Living Area
1st Floor Area1,079 sqft
Basement Area1,079 sqft
Finished Basement750 sqft
Game RoomGame Room
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space
Deck Area200 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address810 W 3RD ST
CitySUMNER
StateIA
Zip50674-1208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-93-11 A P SW SE W 66' E 382' S 132' LOT 8
Legal Range11W
Legal Township93N
Legal Section23
Legal SubdivisionAUDITOR SUBD SE1/4 SEC 23 - SUMNER
Legal Block93
Legal Lot Number8
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group1
Census Block1011
Census Tract4700

Owner

Source: Bremer County records · APN 04-23-453-009

Assessment roll updated September 18, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address810 W 3RD ST, SUMNER, IA 50674-1208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 03, 2026Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Jun 01, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 01, 2021 · Amount on Record
Deed SaleJun 01, 2021 · Amount on Record
Prior SaleOct 28, 2009 · Amount on Record
Deed Document Number20212706
Record UpdatedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address810 W 3RD ST, SUMNER, IA 50674-1208
Transaction TypeMortgage
Record UpdatedMar 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 W 3RD ST, SUMNER, IA 50674-1208

Mortgage

Document Number0020260311
DateFeb 03, 2026
Instrument20260311
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 02, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateJun 01, 2021
Property Address810 W 3RD ST, SUMNER, IA 50674-1208
Document Number20212706
Instrument DateMay 27, 2021
Instrument20212706
Transaction TypeTransfer
Record UpdatedJul 28, 2021

Transaction

AmountAmount Recorded
Tax$183.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 W 3RD ST, SUMNER, IA 50674-1208

Tax Assessment & Valuation

Source: Bremer County records · Assessment roll updated September 18, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,798.00 (+10.58%) Homeowner's exemption$133,990 (+15.78%) Land $16,500 Building $117,490$133,990 (+15.78%) Land $16,500 Building $117,490
2023$115,730 Land $13,200 Building $102,530$115,730 Land $13,200 Building $102,530
2022$1,626.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 28, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims12 (2004–2025)
Claims Outside the SFHA2 of 12
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 7 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Hawkeye Telephone Company
Fiber
1,000 / 1,000
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
AMG Technology Investment Group
Fixed Wireless
1,000 / 1,000
Mediacom Communications
Cable
1,000 / 50
LTD Broadband
Fixed Wireless
150 / 130

May also be available: Uniti Group.

Based on FCC filings for 151 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on W 3rd St

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