810 W 2nd St, Waterloo, IA 50701 Property Records

Black Hawk County property record for 810 W 2nd St, Waterloo, IA 50701

Property Summary

Property Type	Triplex
Details	4 bd · 4 ba · 2,904 sqft · built 1915
Lot Size	0.175 acres (7,644 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Sep 2026)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-26-182-004`

Property Details

APN / Parcel Number

Primary APN	`8913-26-182-004`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,904 sqft Total Area
1st Floor Area	1,116 sqft
Basement Area	1,620 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Triplex
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,644 sqft (0.175 acres)
Lot Dimensions	147 ft deep x 52 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	99 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	810 W 2ND ST
City	WATERLOO
State	IA
Zip	50701-5912
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	WHITNEYS SUBDIVISION SW 50 FT LOT 2 BLK 10 NE 2 FT LOT 3 BLK 10 & EASE
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	WHITNEYS SUBDIVISION
Legal Block	10
Legal Lot Number	2,3
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2018
Census Tract	300

Owner

Source: Black Hawk County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	104 BROOKERIDGE DR, WATERLOO, IA 50702-5702
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK
Apr 18, 2017	Deed of Trust, Mortgage · VA Mortgage LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Document Number	202614694
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 28, 2026
Property Address	810 W 2ND ST, WATERLOO, IA 50701-5912
Document Number	0000014694
Instrument Date	Sep 25, 2026
Instrument	202614694
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate

Mortgage

Document Number	0000014765,
Date	Sep 28, 2026
Instrument	202614765

Lender

Name	FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	810 W 2ND ST, WATERLOO, IA 50701-5912
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700018149
Date	Apr 18, 2017
Instrument	2017-00018149

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank
Address	CEDAR FALLS, IA 50613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 14, 2037

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00 (-2.65%)	$108,130 (+3.56%) Land $7,880 Building $100,250	$108,130 (+3.56%) Land $7,880 Building $100,250
2024	$2,266.00 (+48.69%)
2023		$104,410 (+50.51%) Land $7,880 Building $96,530	$104,410 (+50.51%) Land $7,880 Building $96,530
2022	$1,524.00	$69,370 Land $7,880 Building $61,490
2021			$69,370 Land $7,880 Building $61,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50

May also be available: AT&T, GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on W 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures