810 Velma Ln, Murfreesboro, TN 37129 Property Records

Rutherford County property record for 810 Velma Ln, Murfreesboro, TN 37129

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,250 sqft · built 1937
Lot Size	0.355 acres (15,446 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2026)
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Aug 2026 Sale Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091B-F-027.00-000`

Property Details

APN / Parcel Number

Primary APN	`091B-F-027.00-000`
Alternative APNs	`091B F 02700` `R0054074`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	15,446 sqft (0.355 acres)
Lot Dimensions	136 ft deep x 110 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0054074
Street Address	810 VELMA LN
City	MURFREESBORO
State	TN
Zip	37129-2366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10
Legal Description	110 X 136.5 IRR
Legal Subdivision	DR A W WHITE REVISED
Legal Lot Number	9
Jurisdiction	RUTHERFORD TN
Township / Civil Division	16
Census Block Group	1
Census Block	1023
Census Tract	41700

Owner

810 Velma Ln is owned and occupied by an individual who bought it in August 2026.

Source: Rutherford County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	810 VELMA LN, MURFREESBORO, TN 37129-2366
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Warranty Deed, Transfer STRUCTURE TITLE SERVICES, STRUCTURE TITLE
Nov 21, 2022	Warranty Deed, Transfer · FHA Mortgage COMPASS MORTGAGE INC
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit REDSTONE FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2026 · Amount on File
Deed Sale	Aug 27, 2026 · Amount on File
Prior Sale	Nov 21, 2022 · Amount on File
Deed Document Number	20262666053
Deed Book / Page	2677 / 1019
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Aug 27, 2026
Property Address	810 VELMA LN, MURFREESBORO, TN 37129-2366
Document Number	0002666053
Book / Page	2677 / 1019
Instrument Date	Aug 26, 2026
Instrument	20262666053
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	STRUCTURE TITLE SERVICES, STRUCTURE TITLE

Transaction

Amount	Amount on Record
Tax	$89,688.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 VELMA LN, MURFREESBORO, TN 37129-2366

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Nov 21, 2022
Property Address	810 VELMA LN, MURFREESBORO, TN 37129-2366
Document Number	0022993082
Book / Page	2299 / 3082
Map Reference	MB 109 PG 90
Instrument Date	Nov 18, 2022
Instrument	2472959
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 VELMA LN, MURFREESBORO, TN 37129-2366

Mortgage

Document Number	0022993085
Date	Nov 21, 2022
Instrument	2299-3085

Lender

Name	COMPASS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	810 VELMA LN, MURFREESBORO, TN 37129-2366
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21172116
Date	Jul 30, 2021
Book Page	2117/2116
Instrument	2379470

Lender

Name	REDSTONE FCU
Type	Credit Union
Address	HUNTSVILLE, AL 35893

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 29, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 810 Velma Ln was $1,452.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,425 (+41.11%) Land $27,500 Building $44,925	$289,700 Land $110,000 Building $179,700
2025	$1,452.00	$51,325 Land $13,750 Building $37,575
2023	$1,452.00	$51,325 Land $13,750 Building $37,575	$205,300 (-) Land $55,000 Building $150,300
2022			$205,300 Land $55,000 Building $150,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 810 Velma Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2010)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Velma Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: United Communications, Verizon.

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