810 U St, Sacramento, CA 95818 Property Records

Sacramento County property record for 810 U St, Sacramento, CA 95818

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,787 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$351,000 (Feb 2014)
Tax Bill	$5,496 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Apr 2023 Second Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`009-0123-004-0000`

Property Details

APN / Parcel Number

Primary APN	`009-0123-004-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,787 sqft Living Area
1st Floor Area	1,367 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	810 U ST
City	SACRAMENTO
State	CA
Zip	95818-1324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B-SPD
Legal Description	W 1/2 LOT 2 BLK 1 & V 8 & 9
Legal Subdivision	SACRAMENTO
Legal Block	1
Legal Lot Number	2
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3001
Census Tract	2100

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 10126, ZEPHYR COVE, NV 89448-2126
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIVE STAR BANK
Apr 6, 2023	Grant Deed, Transfer · Stand-Alone Second Mortgage HOMETOWN EQUITY MORTGAGE
Jul 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage VITAS FREDERICK & P F/TR (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2014 · Amount on Record
Deed Sale	Feb 20, 2014 · Amount on Record
Deed Book / Page	20140220 / 1014
Prior Transfer Date	Aug 17, 2012
Prior Transfer Doc	0000000536
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	810 U ST, SACRAMENTO, CA 95818-1324
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 INSPIRATION DR, ZEPHYR COVE, NV 89448
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000481
Date	Aug 1, 2023
Instrument	202308010481

Lender

Name	FIVE STAR BANK
Type	Bank
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	125 Months
Due	Jan 5, 2034

Interest

Rate Type	Adjustable Rate

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2023
Property Address	810 U ST, SACRAMENTO, CA 95818-1324
Document Number	0000000797
Instrument Date	Apr 3, 2023
Instrument	202304060797
Transaction Type	Transfer
Record Updated	Apr 18, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	916 46TH ST, SACRAMENTO, CA 95819-3431
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000798
Date	Apr 6, 2023
Instrument	202304060798

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	810 U ST, SACRAMENTO, CA 95818-1324
Document Number	1807160736
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 25, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	400 21ST ST SACRAMENTO CA 958111117, SACRAMENTO, CA 95811-1117

Mortgage

Document Number	1807160736
Date	Jul 16, 2018
Instrument	1807160736

Lender

Name	VITAS FREDERICK & P F/TR (RT)
Address	12540 MONTALVO CT, AUBURN, CA 95603-3531

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,696 (+2%) Land $337,112 Building $122,584
2025	$5,496.00 (+1.42%)	$450,683 (+4.04%) Land $330,502 Building $120,181
2024	$5,419.00 (+2.38%)
2023	$5,293.00 (+1.71%)	$433,184 Land $317,669 Building $115,515
2022	$5,204.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, GeoLinks, Succeed.Net.

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