810 Towanda Ave, Bloomington, IL 61701 Property Records

McLean County property record for 810 Towanda Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,835 sqft · built 1954
Lot Size	0.27 acres (11,768 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Feb 2013)
Tax Bill	$4,341 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Apr 2015 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-201-007`

Property Details

APN / Parcel Number

Primary APN	`21-03-201-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,835 sqft Living Area
Gross Area	3,187 sqft
1st Floor Area	1,263 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Brick
Foundation Type	Block
Roof Material	Asphalt
Lot Area	11,768 sqft (0.27 acres)
Lot Dimensions	117 ft deep x 102 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Deck Area	343 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	810 TOWANDA AVE
City	BLOOMINGTON
State	IL
Zip	61701-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	COUNTRYCLUB VIEW SUB LOT 2
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	COUNTRYCLUB VIEW SUB
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2016
Census Tract	1200

Owner

810 Towanda Ave is owned and occupied by two individuals who acquired it in October 2013.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	810 TOWANDA AVE, BLOOMINGTON, IL 61701-3337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FLANAGAN STATE BANK
Apr 29, 2015	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Feb 27, 2013	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Feb 27, 2013	Trustee's Deed, Foreclosure · ARM BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2013 · Amount on File
Deed Sale	Feb 27, 2013 · Amount on File
Deed Document Number	20135598
Last Transfer Date	Oct 3, 2013
Transfer Doc	0000025759
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	810 TOWANDA AVE, BLOOMINGTON, IL 61701-3337
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800000485
Date	Jan 8, 2018
Instrument	2018-00000485

Lender

Name	FLANAGAN STATE BANK
Type	Bank
Address	MEDICINE LODGE, KS 67104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	810 TOWANDA AVE, BLOOMINGTON, IL 61701-3337
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201500007289
Date	Apr 29, 2015
Instrument	2015-00007289

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2030

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	810 TOWANDA AVE, BLOOMINGTON, IL 61701-3337
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	201300005600
Date	Feb 27, 2013
Instrument	2013-00005600

Lender

Name	BUSEY BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	61 Months
Due	Mar 1, 2018

February 2013: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 27, 2013
Property Address	810 TOWANDA AVE, BLOOMINGTON, IL 61701-3337
Document Number	201300005598
Map Reference	MB13 PG184
Instrument Date	Feb 15, 2013
Instrument	2013-00005598
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 TOWANDA AVE, BLOOMINGTON, IL 61701-3337
Investor	Possibly a Property Investor

Mortgage

Document Number	201300005599
Date	Feb 27, 2013
Instrument	2013-00005599

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Mar 1, 2018
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year T-Bill
Max Rate	9.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,513 Land $18,386 Building $53,127	$214,539 Land $55,158 Building $159,381
2024	$4,341.00 (+18.19%)
2023	$3,673.00 (+6.65%)	$54,951 (+6.65%) Land $14,128 Building $40,823	$164,853 (+6.65%) Land $42,384 Building $122,469
2022	$3,444.00	$51,523 Land $13,246 Building $38,277	$154,569 Land $39,738 Building $114,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 810 Towanda Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1982)
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 810 Towanda Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media, Watch TV.

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