810 Topoca Trl, Athens, TN 37303 Property Records

McMinn County property record for 810 Topoca Trl, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 1972
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$66,500 (Oct 2014)
Tax Bill	$668 (2025)
Deeds & Mortgages	Jul 2018 Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054047M B 02600`

Property Details

APN / Parcel Number

Primary APN	`054047M B 02600`
Alternative APNs	`047M B 02600 00001047M` `047M B 02600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1990
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	163 ft deep x 100 ft wide
Terrain	Low
Garage Type	Mixed
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	047M B 02600 00001047M
Street Address	810 TOPOCA TRL
City	ATHENS
State	TN
Zip	37303-2344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 01 045O B 045O 04200 000, COUNTY AREA: D01
Legal Subdivision	TELLICO PARK
Legal Block	D
Legal Lot Number	27 1
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	2
Census Block	2007
Census Tract	970300

Owner

Source: McMinn County records, as of February 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	492 HICKORY HILLS DR NE, CLEVELAND, TN 37312-6733
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2018	Deed of Trust, Mortgage · Line of Credit ATHENS FED'L CMNTY BK
Jun 14, 2018	Deed of Trust, Mortgage ATHENS FED'L CMNTY BK
Jun 14, 2018	Deed of Trust, Mortgage CAPSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2014 · Amount on Record
Deed Sale	Oct 1, 2014 · Amount on Record
Prior Sale	Aug 26, 2014 · Amount on Record
Deed Document Number	168814
Deed Book / Page	20F / 3
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	810 TOPOCA TRL, ATHENS, TN 37303-2344
Document Number	1148250
Instrument Date	Jul 18, 2018
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3680 BLACKFORD HILLS RD CUNNINGHAM TN 370524849, CUNNINGHAM, TN 37052-4849

Mortgage

Document Number	1148250
Date	Aug 1, 2018
Book Page	001148/000250
Instrument	199531

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37371-0869

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	810 TOPOCA TRL, ATHENS, TN 37303-2344
Document Number	1145477
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3680 BLACKFORD HILLS RD CUNNINGHAM TN 370524849, CUNNINGHAM, TN 37052-4849

Mortgage

Document Number	1145477
Date	Jun 25, 2018
Book Page	001145/000477
Instrument	198612

Lender

Name	ATHENS FED'L CMNTY BK
Type	Bank
Address	ATHENS, TN 37371-0869

Agreement

Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	810 TOPOCA TRL, ATHENS, TN 37303-2344
Document Number	1158848
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3680 BLACKFORD HILLS RD CUNNINGHAM TN 370524849, CUNNINGHAM, TN 37052-4849

Mortgage

Document Number	1158848
Date	Jan 10, 2019
Book Page	001158/000848
Instrument	203124

Lender

Name	CAPSTAR BK
Type	Bank
Address	ATHENS, TN 37371-0869

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$668.00	$31,975 (-) Land $2,975 Building $29,000
2024	$668.00	$31,975 (-) Land $2,975 Building $29,000
2023	$668.00 (+9.51%)	$31,975 (+51.54%) Land $2,975 Building $29,000	$127,900 (+51.54%) Land $11,900 Building $116,000
2022	$610.00	$21,100 Land $2,975 Building $18,125	$84,400 Land $11,900 Building $72,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Spectrum, Verizon.

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